906 Elder Ln, Ludington, MI 49431 Property Records

Mason County property record for 906 Elder Ln, Ludington, MI 49431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,496 sqft · built 1961
Lot Size	0.42 acres (18,295 sqft)
Owner	Trust Name on File
Tax Bill	$277 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`051-295-033-00`

Property Details

APN / Parcel Number

Primary APN	`051-295-033-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	18,295 sqft (0.42 acres)
Garage Area	572 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 ELDER LN
City	LUDINGTON
State	MI
Zip	49431-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILLS ADDITION LOT 33.
Legal Subdivision	FOREST HILLS ADDITION
Legal Lot Number	33
Jurisdiction	MASON MI
Township / Civil Division	LUDINGTON
Census Block Group	1
Census Block	1031
Census Tract	950400

Owner

906 Elder Ln is owner-occupied and held in a trust since December 2022.

Source: Mason County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	906 ELDER LN, LUDINGTON, MI 49431-1506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 12, 2022
Transfer Doc	2022R07557
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MASON MI
Recording Date	Dec 29, 2022
Property Address	906 ELDER LN, LUDINGTON, MI 49431-1506
Document Number	2022R07557
Instrument Date	Dec 12, 2022
Instrument	2022R07557
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 ELDER LN, LUDINGTON, MI 49431-1506

Tax Assessment & Valuation

The 2025 property tax bill for 906 Elder Ln was $277 with a homeowner's exemption, down 92.4% from the year before.

Source: Mason County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mason County
Municipality	Ludington City
Unified School District	Ludington Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,800 Land $144,800	$289,600
2025	$277.00 (-92.39%) Homeowner's exemption
2024	$3,642.00
2023		$109,100 Land $109,100	$218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Elder Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Elder Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDINGTON serves 8,184 people · EPA ID MI0003960
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20