Mason County property record for 902 Elder Ln, Ludington, MI 49431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,410 sqft · built 1964 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Trust Name on File |
| Last Sale | $115,000 (Oct 1998) |
| Tax Bill | $320 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-295-035-00 |
| Primary APN | 051-295-035-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 1,410 sqft |
| Unfinished Basement | 1,410 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 782 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 902 ELDER LN |
|---|---|
| City | LUDINGTON |
| State | MI |
| Zip | 49431-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST HILLS ADDITION LOT 35. |
| Legal Subdivision | FOREST HILLS ADDITION |
| Legal Lot Number | 35 |
| Jurisdiction | MASON MI |
| Township / Civil Division | LUDINGTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950400 |
902 Elder Ln is owner-occupied and held in a trust since September 2021.
Source: Mason County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 902 ELDER LN, LUDINGTON, MI 49431-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1998 · Amount on File |
| Deed Sale | Oct 1, 1998 · Amount on File |
| Last Transfer Date | Sep 13, 2021 |
| Transfer Doc | 2021R06818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASON MI |
| Recording Date | Sep 20, 2021 |
| Property Address | 902 ELDER LN, LUDINGTON, MI 49431-1506 |
| Document Number | 2021R06818 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021R06818 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 902 ELDER LN, LUDINGTON, MI 49431-1506 |
The 2025 property tax bill for 902 Elder Ln was $320 with a homeowner's exemption, down 92.3% from the year before.
Source: Mason County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| Municipality | Ludington City |
| Unified School District | Ludington Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,800 (+2.76%) Land $167,800 | $335,600 (+2.76%) | |
| 2025 | $320.00 (-92.29%) Homeowner's exemption | $163,300 Land $163,300 | $326,600 |
| 2024 | $4,149.00 | ||
| 2023 | $120,400 Land $120,400 | $240,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 902 Elder Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 Elder Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDINGTON serves 8,184 people · EPA ID MI0003960 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SyncWave.
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