906 E Water St, Urbana, IL 61802 Property Records

Champaign County property record for 906 E Water St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1904
Lot Size	0.142 acres (6,180 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Nov 2018)
Tax Bill	$2,786 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-354-003`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-354-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Building Perimeter
1st Floor Area	1,120 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Other
Lot Area	6,180 sqft (0.142 acres)
Lot Dimensions	103 ft deep x 60 ft wide
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	906 E WATER ST
City	URBANA
State	IL
Zip	61802-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 DAVIS, N.W., 2ND ADD AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	DAVIS, N.W., 2ND ADD AND OTHER LAND
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1005
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 COUNTY ROAD 2300 E, HOMER, IL 61849-9739
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · Line of Credit LONGVIEW BANK
Nov 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Oct 26, 2004 · Amount on Record
Deed Document Number	201819217
Prior Transfer Date	Nov 2, 2018
Prior Transfer Doc	0000019217
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	906 E WATER ST, URBANA, IL 61802-2842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003200
Date	Mar 2, 2020
Instrument	2020R03200

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2023

Interest

Rate	5.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 6, 2018
Property Address	906 E WATER ST, URBANA, IL 61802-2842
Document Number	0000019217
Instrument Date	Nov 2, 2018
Instrument	19217
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$15.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	731 2300 E HOMER IL 61849, HOMER, IL 61849

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,590 (+25.89%) Land $5,590 Building $23,000	$85,770 (+25.89%) Land $16,770 Building $69,000
2024	$2,786.00 (+13.34%)
2022	$2,458.00	$22,710 Land $4,440 Building $18,270	$68,130 Land $13,320 Building $54,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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