Champaign County property record for 905 E Water St, Urbana, IL 61802
| Property Type | Vacant Land |
|---|---|
| Details | 1 ba · 826 sqft · built 1914 |
| Lot Size | 0.142 acres (6,180 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (Aug 2020) |
| Tax Bill | $544 (2024) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21-09-355-003 |
| Primary APN | 91-21-09-355-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 826 sqft Building Perimeter |
| 1st Floor Area | 826 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 6,180 sqft (0.142 acres) |
| Lot Dimensions | 103 ft deep x 60 ft wide |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 905 E WATER ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-2841 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 12 DAVIS, N.W., 2ND ADD AND OTHER LAND |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 09 |
| Legal Subdivision | DAVIS, N.W., 2ND ADD AND OTHER LAND |
| Legal Lot Number | 12 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5500 |
905 E Water St, vacant land, is owned by an individual who bought it in August 2020.
Source: Champaign County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E OREGON ST, URBANA, IL 61801-4210 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on File |
| Deed Sale | Aug 4, 2020 · Amount on File |
| Prior Sale | Feb 13, 2004 · Amount on File |
| Deed Document Number | 202015003 |
| Prior Transfer Date | Feb 11, 2004 |
| Prior Transfer Doc | 0000004051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 4, 2020 |
| Property Address | 905 E WATER ST, URBANA, IL 61802-2841 |
| Document Number | 0000015003 |
| Map Reference | DOC 84R1254 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020R15003 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 E WATER ST, URBANA, IL 61802-2841 |
| Document Number | 0000015004 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020R15004 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,590 Land $5,590 | $16,770 Land $16,770 | |
| 2024 | $544.00 | ||
| 2022 | $2,027.00 Homeowner's exemption | $24,730 Land $4,440 Building $20,290 | $74,190 Land $13,320 Building $60,870 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 905 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 905 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.
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