906 E Locust St, Watseka, IL 60970 Property Records

Iroquois County property record for 906 E Locust St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.213 acres (9,308 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Jun 2026)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19 33 381 013`

Property Details

APN / Parcel Number

Primary APN	`19 33 381 013`

Exterior

Lot Area	9,308 sqft (0.213 acres)

Location & Zoning

Street Address	906 E LOCUST ST
City	WATSEKA
State	IL
Zip	60970-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINCHS 3RD ADD LT 10
Legal Subdivision	FINCHS 3RD ADD
Legal Lot Number	10
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1046
Census Tract	950400

Owner

Source: Iroquois County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1893 N 2600 EAST RD, SHELDON, IL 60966-9305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2026	Foreclosure ATTORNEY ONLY, ATTORNEY
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK OF WATSEKA
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FIRST TRUST & SAVINGS BANK OF W

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	20261876
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 3, 2026
Property Address	906 E LOCUST ST, WATSEKA, IL 60970-1819
Document Number	0000001876
Instrument Date	May 26, 2026
Instrument	20261876
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$10,908.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1893 N 2600 EAST RD, SHELDON, IL 60966-9305
Investor	Possibly a Property Investor

January 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	IROQUOIS IL
Recording Date	Jan 9, 2026
Property Address	906 E LOCUST ST, WATSEKA, IL 60970-1819
Document Number	00026R0122
Map Reference	MB E PG 255
Instrument Date	Dec 19, 2025
Instrument	26R0122
Transaction Type	Foreclosure
Record Updated	Jan 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 50428, INDIANAPOLIS, IN 46250-0401

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	906 E LOCUST ST, WATSEKA, IL 60970-1819
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00020R0018
Date	Jan 3, 2020
Instrument	20R0018

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSEKA
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 25, 2019
Property Address	906 E LOCUST ST, WATSEKA, IL 60970-1819
Document Number	19R3391
Map Reference	MB E PG 255
Instrument Date	Nov 25, 2019
Instrument	19R3391
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 SOUTH FIFTH STREET, 210, MANTENO, IL 60950

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	906 E LOCUST ST, WATSEKA, IL 60970-1819

Mortgage

Document Number	19R3392
Date	Nov 25, 2019
Instrument	19R3392

Lender

Name	THE FIRST TRUST & SAVINGS BANK OF W
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+11.98%) Homeowner's exemption	$33,310 (+9.25%) Land $4,710 Building $28,600	$99,930 (+9.25%) Land $14,130 Building $85,800
2024	$2,488.00 (+38.3%) Homeowner's exemption	$30,490 (+30.02%) Land $4,310 Building $26,180	$91,470 (+30.02%) Land $12,930 Building $78,540
2022	$1,799.00 Homeowner's exemption	$23,450 Land $3,310 Building $20,140	$70,350 Land $9,930 Building $60,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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