847 E Locust St, Watseka, IL 60970 Property Records

Iroquois County property record for 847 E Locust St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.212 acres (9,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,000 (Apr 2018)
Tax Bill	$839 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`19 33 382 010`

Property Details

APN / Parcel Number

Primary APN	`19 33 382 010`

Exterior

Lot Area	9,236 sqft (0.212 acres)

Location & Zoning

Street Address	847 E LOCUST ST
City	WATSEKA
State	IL
Zip	60970-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINCHS 2ND ADD LT 40
Legal Subdivision	FINCHS 2ND ADD
Legal Lot Number	40
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1055
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	847 E LOCUST ST, WATSEKA, IL 60970-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTLAND BANK
Apr 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	20181047
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	847 E LOCUST ST, WATSEKA, IL 60970-1816
Transaction Type	Mortgage
Record Updated	Feb 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R0145
Date	Jan 16, 2020
Instrument	20R0145

Lender

Name	KENTLAND BANK
Type	Bank
Address	KENTLAND, IN 47951

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.37%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Apr 13, 2018
Property Address	847 E LOCUST ST, WATSEKA, IL 60970-1816
Document Number	18R1047
Map Reference	MB E PG 166
Instrument Date	Apr 13, 2018
Instrument	18R1047
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$25.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 E LOCUST ST, 905, WATSEKA, IL 60970-1818

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	847 E LOCUST ST, WATSEKA, IL 60970-1816

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00 (+37.09%)	$8,230 (+41.9%) Land $7,130 Building $1,100	$24,690 (+41.9%) Land $21,390 Building $3,300
2022	$612.00 Homeowner's exemption	$5,800 Land $5,020 Building $780	$17,400 Land $15,060 Building $2,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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