Greenup County property record for 906 Charles St, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1968 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (Apr 2026) |
| Tax Bill | $911 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-10-07-028.00 |
| Primary APN | 183-10-07-028.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Mixed |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 5108 |
|---|---|
| Street Address | 906 CHARLES ST |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ED CLARK ADD LT 05 |
| Legal Subdivision | ED CLARK ADD |
| Legal Lot Number | 5 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 40202 |
Source: Greenup County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 600 BROWN ST, RUSSELL, KY 41169-1104 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 30, 2026 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 1, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 27, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 18, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Deed Document Number | 2026691470 |
| Deed Book / Page | 694 / 192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Apr 30, 2026 |
| Property Address | 906 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Document Number | 0000691473 |
| Book / Page | 1111 / 33 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026691473 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 600 BROWN ST, RACELAND, KY 41169-1104 |
| Document Number | 0000691473, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 1111/33 |
| Instrument | 2026691473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Apr 30, 2026 |
| Property Address | 906 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Document Number | 0000691470 |
| Book / Page | 694 / 192 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.691470 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,049.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 600 BROWN ST, RUSSELL, KY 41169-1104 |
| Document Number | 0000691473, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026.691473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 906 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 906 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Document Number | 0000636384 |
|---|---|
| Date | Jul 1, 2024 |
| Book Page | M1067/600 |
| Instrument | 636384 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Term | 480 Months |
| Due | Jul 9, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 906 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 906 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Document Number | 0000650144 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | M1080/46 |
| Instrument | 650144 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 3, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 906 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000493364 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | M0906/0684 |
| Instrument | 493364 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | FLATWOODS, KY 41139 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Aug 28, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 906 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000567419 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | M971/741 |
| Instrument | 567419 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 28, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $911.00 (+2.02%) | $56,500 (-) Land $10,000 Building $46,500 | $56,500 (-) Land $10,000 Building $46,500 |
| 2023 | $893.00 | $56,500 Land $10,000 Building $46,500 | $56,500 Land $10,000 Building $46,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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