Greenup County property record for 904 Charles St, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Aug 2018) |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-10-07-027.00 |
| Primary APN | 183-10-07-027.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 42603 |
|---|---|
| Street Address | 904 CHARLES ST |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ED CLARK ADD LT 4 |
| Legal Subdivision | ED CLARK ADD |
| Legal Lot Number | 4 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 40202 |
904 Charles St is owned and occupied by an individual who bought it in August 2018.
Source: Greenup County records, as of October 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 9, 2018 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2018 · Amount on File |
| Deed Sale | Aug 9, 2018 · Amount on File |
| Deed Document Number | 526858 |
| Deed Book / Page | D624 / 0413 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 904 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000572345 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | M987/123 |
| Instrument | 572345 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Aug 9, 2018 |
| Property Address | 904 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Document Number | 0000526858 |
| Book / Page | D624 / 0413 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 526858 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 CHARLES ST, FLATWOODS, KY 41139-2008 |
| Document Number | 0000526859 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | M0925/0656 |
| Instrument | 526859 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 904 Charles St was $1,322.
Source: Greenup County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,322.00 | $82,000 Land $15,000 Building $67,000 | $82,000 Land $15,000 Building $67,000 |
| 2023 | $1,297.00 | $82,000 Land $15,000 Building $67,000 | $82,000 Land $15,000 Building $67,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 904 Charles St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures