906 3rd St SW, Independence, IA 50644 Property Records

Buchanan County property record for 906 3rd St SW, Independence, IA 50644

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,262 sqft · built 1870
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$17,000 (Dec 2020)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Dec 2020 Foreclosure Apr 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`1004179007`

Property Details

APN / Parcel Number

Primary APN	`1004179007`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,262 sqft Living Area
Basement Area	617 sqft
Unfinished Basement	617 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	906 3RD ST SW
City	INDEPENDENCE
State	IA
Zip	50644-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARGOS BLK 4 W42'LOT 7
Legal Subdivision	FARGOS
Legal Block	4
Legal Lot Number	7
Jurisdiction	BUCHANAN IA
Township / Civil Division	SUMNER
Census Block Group	1
Census Block	1010
Census Tract	950400

Owner

906 3rd St SW is owned and occupied by two individuals who bought it in December 2020.

Source: Buchanan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 3RD ST SW, INDEPENDENCE, IA 50644-2344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Legal Action/Court Order, Foreclosure
Apr 16, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Deed Document Number	20204562
Prior Transfer Date	Nov 25, 2020
Prior Transfer Doc	2020R04562
Record Updated	Oct 29, 2026

December 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BUCHANAN IA
Recording Date	Dec 8, 2020
Property Address	906 3RD ST SW, INDEPENDENCE, IA 50644-2344
Document Number	2020R04562
Instrument Date	Nov 25, 2020
Instrument	2020R04562
Transaction Type	Foreclosure
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$26.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	906 3RD ST SW, INDEPENDENCE, IA 50644-2344

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN IA
Recording Date	Apr 16, 2020
Property Address	906 3RD ST SW, INDEPENDENCE, IA 50644-2344
Document Number	2020R01209
Instrument Date	Apr 16, 2020
Instrument	2020R01209
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 3RD ST SW, INDEPENDENCE, IA 50644-2344

Tax Assessment & Valuation

The 2025 property tax bill for 906 3rd St SW was $1,312, up 7.2% from the year before.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00 (+7.19%)	$70,230 Land $10,070 Building $60,160	$70,230 Land $10,070 Building $60,160
2024	$1,224.00 (+12.29%)
2023	$1,090.00	$61,080 Land $8,990 Building $52,090	$61,080 Land $8,990 Building $52,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 3rd St SW in Zone X, an area of moderate flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1979–2013)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 7 claims Severe Storms, Flooding, And Tornadoes, May 1999 · 10 claims Severe Storms & Flooding, Aug 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 3rd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independence Telecommunications Utility Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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