902 3rd St SW, Independence, IA 50644 Property Records

Buchanan County property record for 902 3rd St SW, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1940
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Jul 2017)
Tax Bill$2,354 (2025)
Deeds & MortgagesJul 2017 Sale
Flood ZoneZone X (moderate risk)
APN1004179010

Property Details

APN / Parcel Number

Primary APN1004179010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,200 sqft Living Area
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Lot Area3,920 sqft (0.09 acres)
Garage Area480 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address902 3RD ST SW
CityINDEPENDENCE
StateIA
Zip50644-2344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARGOS S76' OF E50'LO T 8 BLK 4
Legal SubdivisionFARGOS
Legal Block4
Legal Lot Number8
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group1
Census Block1010
Census Tract950400

Owner

Source: Buchanan County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2696 H AVE, WILLIAMSBURG, IA 52361-8534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Deed Document Number20172416
Record UpdatedSep 20, 2026

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN IA
Recording DateJul 18, 2017
Property Address902 3RD ST SW, INDEPENDENCE, IA 50644-2344
Document Number2017R02416
Instrument DateJul 14, 2017
Instrument2017R02416
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount Recorded
Tax$71.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,354.00 (+9.59%) Homeowner's exemption$145,870 (+14.25%) Land $9,550 Building $136,320$145,870 (+14.25%) Land $9,550 Building $136,320
2023$2,148.00 Homeowner's exemption$127,680 Land $8,520 Building $119,160$127,680 Land $8,520 Building $119,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1979–2013)
Claims Outside the SFHA1 of 22
Most Recent ClaimJun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 7 claims
  • Severe Storms, Flooding, And Tornadoes, May 1999 · 10 claims
  • Severe Storms & Flooding, Aug 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Independence Telecommunications Utility
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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