Union County property record for 905 Wynstone Dr, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,047 sqft · built 2001 |
| Lot Size | 1 acres (43,691 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Feb 2010) |
| Tax Bill | $5,232 (2026) |
| Deeds & Mortgages | Jul 2007 Mortgage Feb 2010 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.WS.08.1070 |
| Primary APN | 17.WS.08.1070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 2,047 sqft Living Area |
| Basement Area | 803 sqft |
| Finished Basement | 803 sqft |
| Unfinished Basement | 902 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 43,691 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 795 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 905 WYNSTONE DR |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 WYNSTONE 8TH ADD PHASE 1 (1.003A) |
| Legal Range | 07W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | WYNSTONE 8TH ADD |
| Legal Phase | 1 |
| Legal Lot Number | 70 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 20302 |
905 Wynstone Dr is owned and occupied by an individual who bought it in February 2010.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2007 | Deed of Trust, Mortgage · ARM SIOUXLAND FCU |
| Feb 9, 2010 | Trustee's Deed, Foreclosure MARGARET F MITCHELL WILCOX ETAL |
| Aug 15, 2005 | Warranty Deed, Transfer · Conventional Mortgage SANDHILLS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2010 · Amount on File |
| Deed Sale | Feb 9, 2010 · Amount on File |
| Prior Sale | Jun 2, 2009 · Amount on File |
| Deed Document Number | 2010565 |
| Deed Book / Page | 100 / 61 |
| Prior Transfer Date | Jan 5, 2010 |
| Prior Transfer Doc | 00100/0061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 905 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00150/0988 |
|---|---|
| Date | Jul 30, 2007 |
| Book Page | 150/0988 |
| Instrument | 073831 |
| Name | SIOUXLAND FCU |
|---|---|
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 15, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jul 15, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year T-Bill |
| Margin | 4 |
| Max Rate | 13% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Feb 9, 2010 |
| Property Address | 905 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Document Number | 00100/0061 |
| Book / Page | 100 / 0061 |
| Instrument Date | Jan 5, 2010 |
| Instrument | 100565 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 325 DAKOTA DUNES BLVD, DAKOTA DUNES, SD 57049-5176 |
| Name | Verified Name |
|---|---|
| Address | 905 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Document Number | 0000100567 |
|---|---|
| Date | Feb 9, 2010 |
| Instrument | 100567 |
| Name | MARGARET F MITCHELL WILCOX ETAL |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 299 Months |
| Due | Jan 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Aug 15, 2005 |
| Property Address | 905 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Document Number | 00095/0579 |
| Book / Page | 095 / 0579 |
| Instrument Date | Aug 10, 2005 |
| Instrument | 053942 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9939 1ST ST E, 9939, TREASURE ISLAND, FL 33706-3203 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 905 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Document Number | 00146/0963 |
|---|---|
| Date | Aug 15, 2005 |
| Book Page | 146/0963 |
| Instrument | 053943 |
| Name | SANDHILLS BANK |
|---|---|
| Address | LITTLE RIVER, SC 29566 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2035 |
The 2026 property tax bill for 905 Wynstone Dr was $5,232.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Jefferson Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,232.00 | $468,195 (-) Land $62,478 Building $405,717 |
| 2025 | $5,232.00 (+5.46%) | $468,195 Land $62,478 Building $405,717 |
| 2024 | $4,961.00 (+10.96%) | |
| 2023 | $4,471.00 (+15.56%) | $377,189 Land $41,885 Building $335,304 |
| 2022 | $3,869.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 905 Wynstone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 Wynstone Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 62% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable · Fiber in parts of the area | 1,500 / 50 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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