Union County property record for 904 Wynstone Dr, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2,604 sqft · built 1999 |
| Lot Size | 1.32 acres (57,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Dec 2016) |
| Tax Bill | $5,846 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.WS.06.1058 |
| Primary APN | 17.WS.06.1058 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| Basement Area | 2,393 sqft |
| Finished Basement | 2,393 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 57,586 sqft (1.32 acres) |
| Garage Type | Attached |
| Garage Area | 1,063 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|
| Street Address | 904 WYNSTONE DR |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58 WYNSTONE 6TH ADD PHASE 1 (1.322A) |
| Legal Range | 07W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | WYNSTONE 6TH ADD |
| Legal Phase | 1 |
| Legal Lot Number | 58 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 20302 |
904 Wynstone Dr is owned and occupied by an individual who bought it in December 2016.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB |
| Jul 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on File |
| Deed Sale | Dec 16, 2016 · Amount on File |
| Prior Sale | Dec 8, 2011 · Amount on File |
| Deed Document Number | 20165368 |
| Deed Book / Page | 106 / 846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 904 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000178/102 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 178/102 |
| Instrument | 210443 |
| Name | MIDWEST HERITAGE BANK FSB |
|---|---|
| Type | Bank |
| Address | CHARITON, IA 50049 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jul 7, 2025 |
| Property Address | 904 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 000115/395 |
| Book / Page | 115 / 395 |
| Instrument Date | Jun 22, 2025 |
| Instrument | 251499 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3923 S 213TH ST, ELKHORN, NE 68022-3268 |
| Name | Verified Name |
|---|---|
| Address | 904 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 0000186428 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 186/428 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2026 property tax bill for 904 Wynstone Dr was $5,846.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Jefferson Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,846.00 | $523,162 (-) Land $82,348 Building $440,814 |
| 2025 | $5,846.00 (+7.4%) | $523,162 Land $82,348 Building $440,814 |
| 2024 | $5,443.00 (+8%) | |
| 2023 | $5,040.00 (+15.57%) | $425,119 Land $60,810 Building $364,309 |
| 2022 | $4,361.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 904 Wynstone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Wynstone Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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