903 Truro Ln, Waldorf, MD 20601 Property Records

Charles County property record for 903 Truro Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1976
Lot Size	0.243 acres (10,598 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2017)
Tax Bill	$8,700 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2017 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-033536`

Property Details

APN / Parcel Number

Primary APN	`08-033536`
Alternative APNs	`8033536` `033536`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,598 sqft (0.243 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	033536
Street Address	903 TRURO LN
City	WALDORF
State	MD
Zip	20601-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-73 B-A S-1 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	A
Legal Lot Number	73
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1014
Census Tract	850801

Owner

903 Truro Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 TRURO LN, WALDORF, MD 20601-3350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2017	Quit Claim Deed, Foreclosure Quitclaim
Sep 19, 2017	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage ANDREWS FCU
Jan 4, 2017	Grant Deed, Foreclosure ATTORNEY ONLY
Jan 4, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Prior Sale	Sep 19, 2017 · Amount on File
Deed Book / Page	9995 / 8
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	0099950001
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	903 TRURO LN, WALDORF, MD 20601-3350
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126310339
Date	Jul 13, 2022
Book Page	12631/339

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 19, 2017
Property Address	903 TRURO LN, WALDORF, MD 20601-3350
Document Number	0099950001
Book / Page	009995 / 000001
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 19, 2017
Property Address	903 TRURO LN, WALDORF, MD 20601-3350
Document Number	0099950008
Book / Page	9995 / 008
Map Reference	MB PCM12 PL8
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CAPITOL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 SEMMES AVE # AVE6TH, 901, RICHMOND, VA 23224-2270

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	903 RURO LN, WALDORF, MD 20601

Mortgage

Document Number	0000999533
Date	Sep 19, 2017
Instrument	9995/33

Lender

Name	ANDREWS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0099950013
Date	Sep 19, 2017
Book Page	9995/013

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2047

January 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 4, 2017
Property Address	903 TRURO LN, WALDORF, MD 20601-3350
Document Number	0096730082
Book / Page	009673 / 000082
Instrument Date	Nov 17, 2016
Transaction Type	Foreclosure
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 4, 2017
Property Address	903 TRURO LN, WALDORF, MD 20601-3350
Document Number	0096730077
Book / Page	009673 / 000077
Instrument Date	Oct 31, 2016
Transaction Type	Foreclosure
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 SEMMES AVE RICHMOND VA 232242245, RICHMOND, VA 23224-2245

Tax Assessment & Valuation

The 2025 property tax bill for 903 Truro Ln was $8,700.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,600 Land $95,700 Building $200,900	$296,600 Land $95,700 Building $200,900
2025	$8,700.00
2023	$3,425.00 (+17.86%)	$236,000 (+1.74%) Land $83,500 Building $152,500	$236,000 (-) Land $83,500 Building $152,500
2022	$2,906.00	$231,967	$236,000 Land $83,500 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Truro Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	22 (1983–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Truro Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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