905 Texas Ave, Lynn Haven, FL 32444 Property Records

Bay County property record for 905 Texas Ave, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,778 sqft · built 2002
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2025)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10778-008-000`

Property Details

APN / Parcel Number

Primary APN	`10778-008-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,778 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	848 sqft
Porch	Slab
Porch Area	50 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 TEXAS AVE
City	LYNN HAVEN
State	FL
Zip	32444-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSP
Legal Description	LYNN HAVEN LOTS 15 & 16 BLK 337 ORB 4588 P 1526
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	337
Legal Lot Number	15,16
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3043
Census Tract	1402

Owner

Source: Bay County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 TEXAS AVE, LYNN HAVEN, FL 32444-1960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2020	Quit Claim Deed, Transfer · FHA Mortgage ROUNDPOINT MTG SVCNG
Mar 14, 2017	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	202565806
Deed Book / Page	4972 / 1350
Prior Transfer Date	Apr 14, 2014
Prior Transfer Doc	0036010226
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 13, 2025
Property Address	905 TEXAS AVE, LYNN HAVEN, FL 32444-1960
Document Number	0049721350
Book / Page	4972 / 1350
Map Reference	MB 5 PG 9
Instrument Date	Nov 12, 2025
Instrument	2025065806
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10213 SAMPLE ST, SAN DIEGO, CA 92124-3634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TEXAS AVE, LYNN HAVEN, FL 32444-1960

Mortgage

Document Number	0049721353
Date	Nov 13, 2025
Instrument	4972/1353

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 18, 2022
Property Address	905 TEXAS AVE, LYNN HAVEN, FL 32444-1960
Document Number	0045881526
Book / Page	4588 / 1526
Map Reference	MB 5 PG 9
Instrument Date	Jul 8, 2022
Instrument	2022052987
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TEXAS AVE, LYNN HAVEN, FL 32444-1960

Mortgage

Document Number	0045881528
Date	Jul 18, 2022
Instrument	4588/1528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Apr 6, 2020
Property Address	905 TEXAS AVE, LYNN HAVEN, FL 32444-1960
Document Number	0042392031
Book / Page	004239 / 002031
Instrument Date	Mar 20, 2020
Instrument	24226
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	AMERICAN HOME TITLE GROUP, AMERICAN HM TITLE GRP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	905 TEXAS AVE LYNN HAVEN FL 324441960, LYNN HAVEN, FL 32444-1960

Mortgage

Document Number	42392033
Date	Apr 6, 2020
Book Page	004239/002033
Instrument	24227

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 14, 2017
Property Address	905 TEXAS AVE, LYNN HAVEN, FL 32444-1960
Document Number	0038811742
Book / Page	3881 / 1742
Map Reference	MB5 PG9&10
Instrument Date	Mar 10, 2017
Instrument	2017013872
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1919 TYNDALL DR, 1919, PANAMA CITY, FL 32401-4070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 REXAS AVE, LYNN HAVEN, FL 32444

Mortgage

Document Number	2017013873
Date	Mar 14, 2017
Instrument	2017013873

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,931.00 (+5.05%) Homeowner's exemption	$346,554 (+2.9%)	$353,638 (+5%) Land $70,000 Building $283,638
2024	$4,694.00 (+2.58%) Homeowner's exemption	$336,787 (+2.7%) Land $65,500 Building $271,287	$336,787 (+2.7%) Land $65,500 Building $271,287
2023	$4,576.00 (+153.94%) Homeowner's exemption	$327,936 (+109%) Land $65,500 Building $262,436	$327,936 (+59.69%) Land $65,500 Building $262,436
2022	$1,802.00 Homeowner's exemption	$156,909	$205,357 Land $48,000 Building $157,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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