900 Texas Ave, Lynn Haven, FL 32444 Property Records

Bay County property record for 900 Texas Ave, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,964 sqft · built 2015
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2016)
Tax Bill	$5,038 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10781-004-000`

Property Details

APN / Parcel Number

Primary APN	`10781-004-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	3,765 sqft
1st Floor Area	2,250 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	801 sqft
Driveway	Driveway
Driveway Area	414 sqft

Exterior Amenities

Pool Area	432 sqft
Porch	Open Porch
Porch Area	354 sqft
Patio Area	132 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	900 TEXAS AVE
City	LYNN HAVEN
State	FL
Zip	32444-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSP
Legal Description	LYNN HAVEN LOTS 1 & 2 BLK 338 ORB 3824 P 29
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	338
Legal Lot Number	1,2
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3042
Census Tract	1402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 TEXAS AVE, LYNN HAVEN, FL 32444-1961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Jul 18, 2019	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NATIONAL BANK
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2016 · Amount on Record
Deed Sale	Aug 19, 2016 · Amount on Record
Prior Sale	Aug 4, 2014 · Amount on Record
Deed Document Number	201645551
Deed Book / Page	3824 / 29
Prior Transfer Date	Mar 2, 2015
Prior Transfer Doc	0036792368
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	900 TEXAS AVE, LYNN HAVEN, FL 32444-1961
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047730993
Date	Feb 14, 2024
Book Page	4773/993
Instrument	2024008072

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	900 TEXAS AVE, LYNN HAVEN, FL 32444-1961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041451702
Date	Jul 18, 2019
Book Page	4145/1702
Instrument	2019064944

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	900 TEXAS AVE, LYNN HAVEN, FL 32444-1961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 TEXAS AVE, LYNN HAVEN, FL 32444-1961

Mortgage

Document Number	0043391706
Date	Dec 18, 2020
Book Page	4339/1706
Instrument	2020085849

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,038.00 (-1.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$381,523 (+5.99%)	$482,364 (+8.63%) Land $70,000 Building $412,364
2024	$5,129.00 (+2.87%)
2023	$4,986.00 (+11.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$359,972 (+3.1%)	$444,024 (+11.68%) Land $65,500 Building $378,524
2022	$4,473.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$349,137	$397,581 Land $48,000 Building $349,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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