905 Summit St, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 905 Summit St, Manitowoc, WI 54220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1954
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Dec 2019)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-490-000-810.00`

Property Details

APN / Parcel Number

Primary APN	`52-490-000-810.00`
Alternative APNs	`052-490-000-810.00` `490000810`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	905 SUMMIT ST
City	MANITOWOC
State	WI
Zip	54220-6647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHIGAN HEIGHTS ADDN. LOT 81
Legal Subdivision	MICHIGAN HEIGHTS ADD
Legal Lot Number	81
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC
Census Block Group	2
Census Block	2026
Census Tract	800

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 SUMMIT ST, MANITOWOC, WI 54220-6647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jan 20, 2021	Warranty Deed, Transfer · Conventional Mortgage QRL FINANCIAL SERVICES
Dec 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	20193266469
Deed Book / Page	3266 / 469
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	905 SUMMIT ST, MANITOWOC, WI 54220-6647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001219674
Date	Jun 4, 2020
Book Page	3302/229
Instrument	1219674

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jan 20, 2021
Property Address	905 SUMMIT ST, MANITOWOC, WI 54220-6647
Document Number	3371/67
Book / Page	3371 / 67
Instrument Date	Jan 20, 2021
Instrument	1230600
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	905 SUMMIT ST, MANITOWOC, WI 54220-6647

Mortgage

Document Number	1230601
Date	Jan 20, 2021
Instrument	1230601

Lender

Name	QRL FINANCIAL SERVICES
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANITOWOC WI
Recording Date	Dec 30, 2019
Property Address	905 SUMMIT ST, MANITOWOC, WI 54220-6647
Document Number	0001213982
Book / Page	003266 / 000469
Instrument Date	Dec 30, 2019
Instrument	1213982
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$120.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SUMMIT ST MANITOWOC WI 542206647, MANITOWOC, WI 54220-6647

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Manitowoc City
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,689.00 (+42.65%) Homeowner's exemption	$190,500 (+45.09%) Land $20,000 Building $170,500	$193,478 (+47.24%) Land $20,313 Building $173,165
2023	$1,885.00 Homeowner's exemption	$131,300 Land $18,600 Building $112,700	$131,400 Land $18,614 Building $112,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Frontier.

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