Manitowoc County property record for 851 Summit St, Manitowoc, WI 54220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,554 sqft · built 1932 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,065 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-490-000-840.00 |
| Primary APN | 52-490-000-840.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 2,874 sqft |
| 1st Floor Area | 1,056 sqft |
| Attic | Attic |
| Attic Area | 996 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 324 sqft |
| Unfinished Basement | 996 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 851 SUMMIT ST |
|---|---|
| City | MANITOWOC |
| State | WI |
| Zip | 54220-6645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MICHIGAN HEIGHTS ADDITION LOT 84 |
| Legal Subdivision | MICHIGAN HEIGHTS ADDITION |
| Legal Lot Number | 84 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | MANITOWOC |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 800 |
851 Summit St is owned and occupied by two individuals.
Source: Manitowoc County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 851 SUMMIT ST, MANITOWOC, WI 54220-6645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 851 SUMMIT ST, MANITOWOC, WI 54220-6645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003714/157 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 3714/157 |
| Instrument | 1287202 |
| Name | UNITEDONE CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 851 Summit St was $3,065 with exemptions applied.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Manitowoc City |
| Unified School District | Manitowoc School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,065.00 Homeowner's exemption | $215,000 Land $20,000 Building $195,000 | $218,361 Land $20,313 Building $198,048 |
| 2023 | $2,497.00 Homeowner's exemption | $168,400 Land $18,600 Building $149,800 | $168,600 Land $18,622 Building $149,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 851 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 851 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Frontier.
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