905 State Rte 197, Argyle, NY 12809 Property Records

Washington County and Argyle Town property record for 905 State Rte 197, Argyle, NY 12809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1990
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Sep 2016)
Tax Bill	$2,817 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`532089 173.-1-5`

Property Details

APN / Parcel Number

Primary APN	`532089 173.-1-5`
Alternative APNs	`208917300000010050000000` `815J101016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	70,132 sqft (1.61 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	815J101016
Street Address	905 STATE ROUTE 197
City	ARGYLE
State	NY
Zip	12809-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LAND 2 RES BARN/INC 341/241 353/135 296/118 492/467 W833/77
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	ARGYLE
Census Block Group	2
Census Block	2002
Census Tract	87000

Owner

Source: Washington County and Argyle Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 COUNTY ROUTE 44, ADIRONDACK, NY 12808
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Aug 9, 1999 · Amount on Record
Deed Book / Page	3693 / 222
Last Transfer Date	Mar 15, 2024
Transfer Doc	0000000395
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	905 STATE ROUTE 197, ARGYLE, NY 12809-2813
Document Number	0000006303
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 HOYT AVE GLENS FALLS NY 128013010, GLENS FALLS, NY 12801-3010

Mortgage

Document Number	0000006303
Date	Dec 10, 2020
Instrument	6303

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

Source: Washington County and Argyle Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Argyle Town
Unified School District	Argyle Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,817.00 (+22.21%)
2025	$2,305.00 (-2.78%)	$94,300 (-) Land $23,600 Building $70,700	$129,178 (+17.81%) Land $32,329 Building $96,849
2023		$94,300 (-) Land $23,600 Building $70,700	$109,651 (+16.28%) Land $27,442 Building $82,209
2022		$94,300 Land $23,600 Building $70,700	$94,300 Land $23,600 Building $70,700
2021	$2,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20