Washington County and Argyle Town property record for 828 State Rte 197, Argyle, NY 12809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,928 sqft · built 1972 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Jun 2021) |
| Tax Bill | $5,950 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 532089 172.-2-3.2 |
| Primary APN | 532089 172.-2-3.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 352 sqft |
| Finished Basement | 352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 288 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 815J101623 |
|---|---|
| Street Address | 828 STATE ROUTE 197 |
| City | ARGYLE |
| State | NY |
| Zip | 12809-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NONE |
| Legal Description | LAND RES |
| Legal Block | 2 |
| Legal Lot Number | 3.002 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | ARGYLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 87000 |
Source: Washington County and Argyle Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 828 STATE ROUTE 197, ARGYLE, NY 12809-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) USA VETERANS ADMIN |
| Jun 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on Record |
| Deed Sale | Jun 2, 2021 · Amount on Record |
| Prior Sale | Aug 2, 2016 · Amount on Record |
| Deed Document Number | 20213275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 828 STATE ROUTE 197, ARGYLE, NY 12809-2810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000798 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-2798 |
| Name | USA VETERANS ADMIN |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Jun 2, 2021 |
| Property Address | 828 STATE ROUTE 197, ARGYLE, NY 12809-2810 |
| Document Number | 275 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021-3275 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1109 FOREST RIDGE DR, FORT MILL, SC 29715-6426 |
| Investor | Possibly a Property Investor |
| Document Number | 276 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021-3276 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County and Argyle Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Argyle Town |
| Unified School District | Argyle Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,950.00 (+22.18%) | ||
| 2025 | $4,870.00 (-2.78%) | $199,200 (-) Land $17,900 Building $181,300 | $272,877 (+17.81%) Land $24,521 Building $248,356 |
| 2023 | $199,200 (-) Land $17,900 Building $181,300 | $231,628 (+16.28%) Land $20,814 Building $210,814 | |
| 2022 | $199,200 Land $17,900 Building $181,300 | $199,200 Land $17,900 Building $181,300 | |
| 2021 | $5,009.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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