905 Spruce Dr, Durango, CO 81301 Property Records

La Plata County property record for 905 Spruce Dr, Durango, CO 81301 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,448 sqft · built 1968
Lot Size0.185 acres (8,050 sqft)
OwnerIndividual Name on File
Last Sale$419,000 (Apr 2017)
Tax Bill$2,174 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5665-163-22-015

Property Details

APN / Parcel Number

Primary APN5665-163-22-015
Alternative APN
  • R008432

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area1,976 sqft
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Lot Area8,050 sqft (0.185 acres)
Garage TypeAttached
Garage Area528 sqft
PorchUnfinished Open Porch
Porch Area60 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR008432
Street Address905 SPRUCE DR
CityDURANGO
StateCO
Zip81301-4426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: ANIMAS HGHTS ADD BLOCK: 2 LOT: 15 ANIMAS HTS RESUB 905 SPRUCE DR DURANGO 81301
Legal SubdivisionANIMAS HGHTS ADD
Legal Block2
Legal Lot Number15
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3002
Census Tract970800

Owner

Source: La Plata County records · APN 5665-163-22-015

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address905 SPRUCE DR, DURANGO, CO 81301-4426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF CO
Apr 26, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2017 · Amount on Record
Deed SaleApr 26, 2017 · Amount on Record
Prior SaleOct 16, 2012 · Amount on Record
Deed Document Number20171127327
Prior Transfer DateOct 27, 2005
Prior Transfer Doc0000929676
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address905 SPRUCE DR, DURANGO, CO 81301-4426
Document Number0001169862
Instrument DateApr 01, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2020
Title CompanyTITLE DURANGO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 SPRUCE DR DURANGO CO 813014426, DURANGO, CO 81301-4426

Mortgage

Document Number0001169862
DateApr 06, 2020
Instrument1169862
Lender
NameBANK OF CO
TypeBank
AddressJOHNSTOWN, CO 80534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateApr 26, 2017
Property Address905 SPRUCE DR, DURANGO, CO 81301-4426
Document Number0001127327
Instrument DateApr 26, 2017
Instrument1127327
Transaction TypeTransfer
Record UpdatedMay 12, 2017
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$41.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 SPRUCE DR DURANGO CO 813014426, DURANGO, CO 81301-4426

Mortgage

Document Number1127328
DateApr 26, 2017
Instrument1127328
Lender
NameBANK OF CO
TypeBank
AddressJOHNSTOWN, CO 80534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2047

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$40,210 (-2.07%) Land $17,140 Building $23,070$656,910 (-) Land $280,000 Building $376,910
2025$2,174.00 (+49.83%)$41,060 (+13.71%) Land $17,500 Building $23,560$656,910 (+21.87%) Land $280,000 Building $376,910
2023$1,451.00 (+12.39%)$36,110 (+13.7%) Land $12,840 Building $23,270$539,030 (+17.95%) Land $191,690 Building $347,340
2022$1,291.00$31,760 Land $12,250 Building $19,510$456,980 Land $176,250 Building $280,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 9% of Colorado
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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