900 Spruce Dr, Durango, CO 81301 Property Records

La Plata County property record for 900 Spruce Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,152 sqft · built 1966
Lot Size	0.219 acres (9,550 sqft)
Owner	Individual Name on Record
Last Sale	$557,500 (Jul 2016)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-163-25-001`

Property Details

APN / Parcel Number

Primary APN	`5665-163-25-001`
Alternative APN	`R009460`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,152 sqft Living Area
Gross Area	2,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Lot Area	9,550 sqft (0.219 acres)
Garage Type	Attached
Garage Area	588 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R009460
Street Address	900 SPRUCE DR
City	DURANGO
State	CO
Zip	81301-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ANIMAS HGHTS ADD BLOCK: 5 LOT: 1 ANIMAS HTS RESUB 900 SPRUCE DR DURANGO 81301
Legal Subdivision	ANIMAS HGHTS ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3012
Census Tract	970800

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	900 SPRUCE DR, DURANGO, CO 81301-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Prior Sale	Apr 29, 1994 · Amount on Record
Deed Document Number	20161114377
Last Transfer Date	Aug 31, 2016
Transfer Doc	0001117183
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	900 SPRUCE DR, DURANGO, CO 81301-4427
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 SPRUCE DR, DURANGO, CO 81301-4427

Mortgage

Document Number	0001229749
Date	Feb 12, 2024
Instrument	1229749

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	900 SPRUCE DR, DURANGO, CO 81301-4427
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001123533
Date	Jan 19, 2017
Instrument	1123533

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	900 SPRUCE DR, DURANGO, CO 81301-4427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001174307
Date	Jul 20, 2020
Instrument	1174307

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	900 SPRUCE DR, DURANGO, CO 81301-4427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001177627
Date	Sep 15, 2020
Instrument	1177627

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,050 (+0.4%) Land $17,570 Building $39,480	$909,040 (-) Land $280,000 Building $629,040
2025	$3,008.00 (+63.83%)	$56,820 (+24.33%) Land $17,500 Building $39,320	$909,040 (+33.27%) Land $280,000 Building $629,040
2023	$1,836.00 (+15.69%)	$45,700 (+17.03%) Land $13,100 Building $32,600	$682,110 (+21.41%) Land $195,490 Building $486,620
2022	$1,587.00	$39,050 Land $12,250 Building $26,800	$561,840 Land $176,250 Building $385,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon.

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