905 Scott St, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 905 Scott St, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1981
Lot Size	0.386 acres (16,830 sqft)
Owner	Individual Name on File
Last Sale	$373,000 (Nov 2025)
Tax Bill	$4,748 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3402-606-0221-000-8`

Property Details

APN / Parcel Number

Primary APN	`3402-606-0221-000-8`
Alternative APN	`36989`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,566 sqft Finished Area
1st Floor Area	1,566 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	16,830 sqft (0.386 acres)
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	36989
Street Address	905 SCOTT ST
City	FORT PIERCE
State	FL
Zip	34982-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	INDIAN RIVER ESTATES-UNIT 05-BLK 27 E 85 FT LOTS 1, 2 AND 3
Legal Range	40E
Legal Township	36S
Legal Section	02
Legal Subdivision	INDIAN RIVER ESTATES UNIT 5
Legal Block	27
Legal Lot Number	1-2 2
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	2
Census Block	2001
Census Tract	381605

Owner

905 Scott St is owned and occupied by an individual who bought it in November 2025.

Source: St. Lucie County records, as of November 28, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	905 SCOTT ST, FORT PIERCE, FL 34982-7128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Nov 10, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	May 19, 2022 · Amount on File
Deed Document Number	5549503
Deed Book / Page	5393 / 1
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	905 SCOTT ST, FORT PIERCE, FL 34982-7128
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SCOTT ST, FORT PIERCE, FL 34982-7128

Mortgage

Document Number	0053632082
Date	Sep 9, 2025
Book Page	5363/2082
Instrument	5524763

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	17 Months
Due	Feb 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Nov 10, 2025
Property Address	905 SCOTT ST, FORT PIERCE, FL 34982-7128
Document Number	0053930001
Book / Page	5393 / 1
Map Reference	MB 5393 PG 111
Instrument Date	Oct 31, 2025
Instrument	5549503
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ATLANTIC SETTLEMENT GROUP LLC, ATLANTIC STLMT GROUP LLC POR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,611.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2709 SW OLDS PL, STUART, FL 34997-1342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SCOTT ST, FORT PIERCE, FL 34982-7128

Mortgage

Document Number	0000053933
Date	Nov 10, 2025
Instrument	5393/3

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 19, 2022
Property Address	905 SCOTT ST, FORT PIERCE, FL 34982-7128
Document Number	0048272993
Book / Page	4827 / 2993
Map Reference	MB 10 PG 58
Instrument Date	May 16, 2022
Instrument	5042349
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1117, PAULS VALLEY, OK 73075-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 BLUEBIRD LN, FOLSOM, CA 95630-1757

Mortgage

Document Number	0048272995
Date	May 19, 2022
Instrument	4827/2995

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	905 SCOTT ST, FORT PIERCE, FL 34982-7128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043961497
Date	Mar 16, 2020
Book Page	4396/1497
Instrument	4688050

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 6, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,075	$307,300 Land $104,000 Building $203,300
2024	$4,748.00 (-14%)
2023	$5,521.00 (+346.68%)	$265,200 (+193.04%) Land $76,600 Building $188,600	$265,200 (+28.43%) Land $76,600 Building $188,600
2022	$1,236.00 Homeowner's exemption	$90,501	$206,500 Land $62,400 Building $144,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Scott St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Blue Stream, Home Town Cable TV.

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