903 Scott St, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 903 Scott St, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1981
Lot Size	0.386 acres (16,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,600 (Oct 2017)
Tax Bill	$3,077 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3402-606-0222-000-5`

Property Details

APN / Parcel Number

Primary APN	`3402-606-0222-000-5`
Alternative APN	`36990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,522 sqft Finished Area
1st Floor Area	1,522 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	16,830 sqft (0.386 acres)
Garage Type	Attached
Garage Area	1,006 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Porch
Porch Area	75 sqft
Patio Area	921 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	36990
Street Address	903 SCOTT ST
City	FORT PIERCE
State	FL
Zip	34982-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	INDIAN RIVER ESTATES-UNIT 05-BLK 27 E 85 FT OF W 215 FT OF LOT 1, 2 AND 3 (MAP 34/02N)
Legal Range	40E
Legal Township	36S
Legal Section	02
Legal Subdivision	INDIAN RIVER ESTATES UNIT 5
Legal Block	27
Legal Lot Number	1-2 2
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	2
Census Block	2001
Census Tract	381605

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 SCOTT ST, FORT PIERCE, FL 34982-7128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Oct 16, 2017	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BK NA
Jun 8, 2017	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Prior Sale	Oct 14, 2005 · Amount on Record
Deed Document Number	0004053824
Deed Book / Page	4053 / 824
Last Transfer Date	Oct 16, 2017
Transfer Doc	0040530824
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	903 SCOTT ST, FORT PIERCE, FL 34982-7128
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 SCOTT ST, FORT PIERCE, FL 34982-7128

Mortgage

Document Number	0053882981
Date	Oct 30, 2025
Book Page	5388/2981
Instrument	5546001

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	903 SCOTT ST, FORT PIERCE, FL 34982-7128
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 SCOTT ST, FORT PIERCE, FL 34982-7128

Mortgage

Document Number	0045770184
Date	Mar 23, 2021
Book Page	4577/184
Instrument	4836251

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Oct 16, 2017
Property Address	903 SCOTT ST, FORT PIERCE, FL 34982-7128
Document Number	0040530824
Book / Page	004053 / 000824
Instrument Date	Oct 11, 2017
Instrument	4360213
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 SCOTT ST FORT PIERCE FL 349827128, FORT PIERCE, FL 34982-7128

Mortgage

Document Number	40530826
Date	Oct 16, 2017
Book Page	004053/000826
Instrument	4360214

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jun 8, 2017
Property Address	903 SCOTT ST, FORT PIERCE, FL 34982-7128
Document Number	0040060194
Book / Page	004006 / 000194
Instrument Date	Jun 5, 2017
Instrument	4317416
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$1,004.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7111 GULLOTTI PL PORT ST LUCIE FL 349522917, PORT ST LUCIE, FL 34952-2917

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,669 (-31.18%)	$308,300 (+13.05%) Land $104,000 Building $204,300
2024	$3,077.00 (+2.29%)
2023	$3,008.00 (-8.71%) Additional exemption filed	$272,700 (+58.63%) Land $76,600 Building $196,100	$272,700 (+14.34%) Land $76,600 Building $196,100
2022	$3,295.00 Homeowner's exemption	$171,911	$238,500 Land $62,400 Building $176,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Blue Stream, Home Town Cable TV.

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