905 S Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 905 S Saunders Ave, Sutton, NE 68979 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2009
Square Footage	2,240 sqft Living Area
Lot Size	10,080 sqft (0.231 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2021)
Tax Bill	$3,059.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77065-004-8689`
Alternative APN	`000868900`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	2,240 sqft Living Area
1st Floor	1,400 sqft 1st Floor
Basement Area	1,400 sqft Basement
Finished Basement	700 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2009
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	10,080 sqft (0.231 acres)
Depth X Width	72 ft x 140 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage
Porch	Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	905 S SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2049
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S1/2 LOT 2 & LOT 3 BLK 4 FOWLERS 2ND ADD SUTTON CITY
Legal Subdivision	FOWLERS 2ND ADD
Legal Block	4
Legal Lot Number	2,3
Jurisdiction	CLAY NE
Minor Civil Division	SUTTON
Census Blockgroup	4
Census Block	4060
Census Tract	962100

Owner

Source: Clay County records · APN 3757-00-0-77065-004-8689

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 S SAUNDERS AVE, SUTTON, NE 68979-2049
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2008	Deed of Trust, Mortgage CORNERSTONE BANK
Jan 31, 2007	Deed of Trust, Mortgage · Line of Credit U.S. BANK, NATIONAL ASSOCIATION N.D.
Aug 31, 2010	Deed of Trust, Mortgage MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
Dec 07, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SLA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2021 · Amount on Record
Deed Sale	Dec 07, 2021 · Amount on Record
Prior Sale	Aug 31, 2010
Deed Doc Number	20211720
Deed Book / Page	134 / 479
Record Refreshed	Sep 20, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	905 S SAUNDERS AVE, SUTTON, NE 68979-2049
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	COTTON DUCK TITLE COMPANY, COTTONWOOD TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200801058
Date	Aug 13, 2008
Instrument	2008-01058

Lender

Name	CORNERSTONE BANK
Address	PO BOX 363, HENDERSON, NE 68371

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Jul 16, 2009

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	905 S SAUNDERS AVE, SUTTON, NE 68979-2049
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000213/196
Date	Jan 31, 2007
Book Page	213/196

Lender

Name	U.S. BANK, NATIONAL ASSOCIATION N.D.
Type	Seller
Address	4325 17TH AVE S, FARGO, ND 58125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 18, 2031

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	905 S SAUNDERS AVE, SUTTON, NE 68979-2049
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	ADAMS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226/66
Date	Aug 31, 2010
Book Page	226/66
Instrument	2010-00944

Lender

Name	MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
Address	1837 23RD ST, COLUMBUS, NE 68601

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2040

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Dec 07, 2021
Property Address	905 S SAUNDERS AVE, SUTTON, NE 68979-2049
Document Number	000134/479
Book / Page	134 / 479
Instrument Date	Dec 06, 2021
Instrument	2021-01720
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$393.75
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0202101721
Date	Dec 07, 2021
Instrument	2021-01721

Lender

Name	HOME FEDERAL SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,780 (+9.12%) Land $10,050 Building $219,730	$229,780 (+9.12%) Land $10,050 Building $219,730
2025	$3,059.00 (-10.16%)	$210,575 (+15.56%) Land $5,025 Building $205,550	$210,575 (+15.56%) Land $5,025 Building $205,550
2023	$3,405.00	$182,225 Land $5,025 Building $177,200	$182,225 Land $5,025 Building $177,200

Flood & Wildfire

905 S Saunders Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Clay County (31035C), updated July 4, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

905 S Saunders Ave, Sutton, NE 68979 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2008: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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