811 S Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 811 S Saunders Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,802 sqft · built 1900
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Apr 2026)
Tax Bill	$73 (2025)
Deeds & Mortgages	Apr 2026 Sale Jun 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77065-003-8685`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77065-003-8685`
Alternative APN	`000868500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,802 sqft
Basement Area	1,054 sqft
Unfinished Basement	1,054 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	811 S SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	S1/2 5 & ALL 6 BLK 3 FOWLERS 2ND ADD SUTTON CITY
Legal Subdivision	FOWLERS 2ND ADD
Legal Block	3
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4061
Census Tract	962100

Owner

811 S Saunders Ave is owned and occupied by an individual who bought it in April 2026.

Source: Clay County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	811 S SAUNDERS AVE, SUTTON, NE 68979-2047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer CONSUMER TITLE
Jun 3, 2025	Deed of Trust, Mortgage · Construction Mortgage CS BANK
Jul 13, 2021	Warranty Deed, Transfer
Jan 5, 2010	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Deed Document Number	2026615
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Apr 29, 2026
Property Address	811 S SAUNDERS AVE, SUTTON, NE 68979-2047
Document Number	0000000615
Instrument Date	Apr 26, 2026
Instrument	2026.615
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	CONSUMER TITLE

Transaction

Amount	Amount on Record
Tax	$83,183.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 S SAUNDERS AVE, SUTTON, NE 68979-2047

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	811 S SAUNDERS AVE, SUTTON, NE 68979-2047
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 732, SUTTON, NE 68979-0732

Mortgage

Document Number	0202500552
Date	Jun 3, 2025
Instrument	202500552

Lender

Name	CS BANK
Type	Bank
Address	SUTTON, NE 68979

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jul 13, 2021
Property Address	811 S SAUNDERS AVE, SUTTON, NE 68979-2047
Document Number	000134/270
Book / Page	134 / 270
Instrument Date	Aug 16, 2019
Instrument	2021-00989
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Tax	$146.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2010: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CLAY NE
Recording Date	Jan 5, 2010
Property Address	811 S SAUNDERS AVE, SUTTON, NE 68979-2047
Document Number	0000125/66
Book / Page	125 / 66
Instrument	2010-00008
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 811 S Saunders Ave was $73.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,640 (+7,116.72%) Land $10,050 Building $352,590	$362,640 (+7,116.72%) Land $10,050 Building $352,590
2025	$73.00	$5,025 Land $5,025	$5,025 Land $5,025
2023	$93.00	$5,025 Land $5,025	$5,025 Land $5,025

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 811 S Saunders Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 811 S Saunders Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25

May also be available: T-Mobile.

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