905 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 905 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,994 sqft · built 2018
Lot Size	0.017 acres (766 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (May 2026)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-2 21-0-0905`

Property Details

APN / Parcel Number

Primary APN	`46-2 21-0-0905`
Alternative APN	`35428`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,994 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	766 sqft (0.017 acres)
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	35428
Street Address	905 PROSPERITY CT
City	WILLIAMSBURG
State	VA
Zip	23188-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	U-51 B-I PH-14A GOVERNOR'S GROVE AT FIVE FORKS
Legal Subdivision	GOVERNORS GROVE AT FIVE FORKS
Legal Phase	14A
Legal Unit	51
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1014
Census Tract	80307

Owner

Source: James City County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
Jul 15, 2019	Deed of Trust, Mortgage LANGLEY FCU
Sep 10, 2018	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MTG SVCS INC/VA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	20266494
Record Updated	Sep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 28, 2026
Property Address	905 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Document Number	0000006494
Instrument Date	May 12, 2026
Instrument	20266494
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037

Mortgage

Document Number	0000006495,
Date	May 28, 2026
Instrument	20266495

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 18, 2023
Property Address	905 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Document Number	0202308903
Instrument Date	Aug 11, 2023
Instrument	202308903
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TEMPLE DR, STAFFORD, VA 22554-6500

Mortgage

Document Number	0202308904
Date	Aug 18, 2023
Instrument	202308904

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	905 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210020372
Date	Oct 14, 2021
Instrument	210020372

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	905 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Document Number	0000010431
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PROSPERITY CT WILLIAMSBURG VA 231883037, WILLIAMSBURG, VA 23188-3037

Mortgage

Document Number	0000010431
Date	Jul 19, 2019
Instrument	10431

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 10, 2018
Property Address	905 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Document Number	0000014360
Instrument Date	Sep 7, 2018
Instrument	14360
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PROSPERITY CT #51 WILLIAMSBURG VA 231883037, 51, WILLIAMSBURG, VA 23188-3037

Mortgage

Document Number	14361
Date	Sep 10, 2018
Instrument	14361

Lender

Name	TIDEWATER MTG SVCS INC/VA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (+6.41%)	$329,900 (+25.48%) Land $57,500 Building $272,400	$329,900 (+25.48%) Land $57,500 Building $272,400
2024	$2,573.00 (+17.92%)
2023	$2,182.00	$262,900 (-) Land $50,400 Building $212,500	$262,900 (-) Land $50,400 Building $212,500
2022	$2,182.00 (+12.07%)	$262,900 Land $50,400 Building $212,500	$262,900 Land $50,400 Building $212,500
2019	$1,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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