903 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 903 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,059 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2025)
Tax Bill	$2,758 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-2 21-0-0903`

Property Details

APN / Parcel Number

Primary APN	`46-2 21-0-0903`
Alternative APN	`35426`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,059 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	35426
Street Address	903 PROSPERITY CT
City	WILLIAMSBURG
State	VA
Zip	23188-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	U-49 B-I PH-14A GOVERNOR'S GROVE AT FIVE FORKS
Legal Subdivision	GOVERNORS GROVE AT FIVE FORKS
Legal Phase	14A
Legal Unit	49
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1014
Census Tract	80307

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Oct 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 20, 2018	Warranty Deed, Transfer TIDEWATER MTG SVCS INC/VA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Oct 9, 2024 · Amount on Record
Deed Document Number	202505533
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	903 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Document Number	0000010525
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 PROSPERITY CT WILLIAMSBURG VA 231883037, WILLIAMSBURG, VA 23188-3037

Mortgage

Document Number	0000010525
Date	Jul 16, 2020
Instrument	10525

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	903 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Document Number	0000014939
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 PROSPERITY CT #49 WILLIAMSBURG VA 231883037, 49, WILLIAMSBURG, VA 23188-3037

Mortgage

Document Number	0000014939
Date	Oct 15, 2019
Instrument	14939

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 20, 2018
Property Address	903 PROSPERITY CT, WILLIAMSBURG, VA 23188-3037
Document Number	0000014920
Instrument Date	Sep 19, 2018
Instrument	14920
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 PROSPERITY CT #49 WILLIAMSBURG VA 231883037, 49, WILLIAMSBURG, VA 23188-3037

Mortgage

Document Number	14921
Date	Sep 20, 2018
Instrument	14921

Lender

Name	TIDEWATER MTG SVCS INC/VA
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,758.00 (+6.4%)	$332,400 (+24.49%) Land $57,500 Building $274,900	$332,400 (+24.49%) Land $57,500 Building $274,900
2024	$2,592.00
2023		$267,000 Land $50,400 Building $216,600	$267,000 Land $50,400 Building $216,600
2022	$2,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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