San Diego County property record for 905 Phillips St, Vista, CA 92083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,209 sqft · built 1952 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (May 2012) |
| Tax Bill | $4,256 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-310-25-00 |
| Primary APN | 179-310-25-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,209 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 16,800 sqft (0.386 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1793201300 |
|---|---|
| Street Address | 905 PHILLIPS ST |
| City | VISTA |
| State | CA |
| Zip | 92083-7110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 310 POR OF LOT 309&OF TR 001984 |
| Legal Subdivision | RANCHO VISTA ESTATES |
| Legal Tract | 001984 |
| Legal Block | 3 |
| Legal Lot Number | 309,3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 19702 |
Source: San Diego County records · APN 179-310-25-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 905 PHILLIPS ST, VISTA, CA 92083-7110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC |
| Jan 22, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2012 · Amount on Record |
| Deed Sale | May 22, 2012 · Amount on Record |
| Prior Sale | Jan 19, 2012 · Amount on Record |
| Deed Document Number | 2012298872 |
| Prior Transfer Date | Apr 07, 1999 |
| Prior Transfer Doc | 0000257684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 905 PHILLIPS ST, VISTA, CA 92083-7110 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | SPRUCE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 905 PHILLIPS ST, VISTA, CA 92083-7110 |
| Document Number | 0000656734 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021-0656734 |
| Name | LOANSNAP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 905 PHILLIPS ST, VISTA, CA 92083-7110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000034419 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020-0034419 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $320,279 (+2%) Land $192,169 Building $128,110 | |
| 2025 | $4,256.00 (+7.12%) Homeowner's exemption | $314,000 (+4.04%) Land $188,401 Building $125,599 |
| 2023 | $3,973.00 (+0.23%) Homeowner's exemption | $301,809 Land $181,086 Building $120,723 |
| 2022 | $3,964.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2020 |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 308 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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