905 NC Highway 60, Murphy, NC 28906 Property Records

Cherokee County property record for 905 NC Highway 60, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,364 sqft · built 1978
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Jan 2020)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`456004703456000`

Property Details

APN / Parcel Number

Primary APN	`456004703456000`
Alternative APN	`51405`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,364 sqft Heated Area
Gross Area	5,737 sqft
1st Floor Area	2,364 sqft
Basement Area	2,040 sqft
Finished Basement	2,040 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	77,972 sqft (1.79 acres)
Lot Width	497 ft Width
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	400 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	51405
Street Address	905 NC HIGHWAY 60
City	MURPHY
State	NC
Zip	28906-7878
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR MCAULEY & MAHONEY 1480/89
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2000
Census Tract	930604

Owner

905 NC Highway 60, a rural home, is owned and occupied by two individuals who bought it in January 2020.

Source: Cherokee County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 NC HIGHWAY 60, MURPHY, NC 28906-7878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 31, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Nov 15, 2013 · Amount on File
Deed Document Number	2020500
Deed Book / Page	1635 / 488
Prior Transfer Date	Jul 31, 2009
Prior Transfer Doc	01368/0182
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	905 NC HIGHWAY 60, MURPHY, NC 28906-7878
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01596/0435
Date	Sep 24, 2018
Book Page	01596/0435
Instrument	04561

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 31, 2020
Property Address	905 NC HIGHWAY 60, MURPHY, NC 28906-7878
Document Number	01635/0488
Book / Page	01635 / 0488
Instrument Date	Jan 14, 2020
Instrument	00500
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 GOLDEN POND LN, 1231, ROCKLEDGE, FL 32955-4669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 NC HIGHWAY 60, MURPHY, NC 28906-7878

Tax Assessment & Valuation

The 2025 property tax bill for 905 NC Highway 60 was $1,777.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00	$257,680	$257,680 Land $26,730 Building $230,950
2023		$257,680	$257,680 Land $26,730 Building $230,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 NC Highway 60 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 NC Highway 60 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, Verizon.

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