1133 NC Highway 60, Murphy, NC 28906 Property Records

Cherokee County property record for 1133 NC Highway 60, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,400 sqft · built 1988
Lot Size	2.82 acres (122,839 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Jun 2018)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`446900883816000`

Property Details

APN / Parcel Number

Primary APN	`446900883816000`
Alternative APN	`47991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Heated Area
Gross Area	3,812 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	122,839 sqft (2.82 acres)
Lot Dimensions	392 ft deep x 30 ft wide
Porch	Slab
Porch Area	500 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47991
Street Address	1133 NC HIGHWAY 60
City	MURPHY
State	NC
Zip	28906-7880
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 1 FR ENGLAND 1560/73
Legal Tract	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2001
Census Tract	930604

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1133 NC HIGHWAY 60, MURPHY, NC 28906-7880
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
May 8, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	20183099
Deed Book / Page	1590 / 426
Prior Transfer Date	May 4, 2017
Prior Transfer Doc	01560/0073
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1133 NC HIGHWAY 60, MURPHY, NC 28906-7880
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 NC HIGHWAY 60, MURPHY, NC 28906-7880

Mortgage

Document Number	001721/576
Date	Sep 26, 2022
Book Page	1721/576
Instrument	6196

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1133 NC HIGHWAY 60, MURPHY, NC 28906-7880
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001652/206
Date	Aug 10, 2020
Book Page	1652/206
Instrument	4120

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 28, 2018
Property Address	1133 NC HIGHWAY 60, MURPHY, NC 28906-7880
Document Number	01590/0426
Book / Page	01590 / 0426
Instrument Date	Jun 14, 2018
Instrument	03099
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1133 NC HIGHWAY 60, 1133, MURPHY, NC 28906-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 SE CLIFTON LN, PORT SAINT LUCIE, FL 34983-3201

Mortgage

Document Number	0000003100
Date	Jun 28, 2018
Instrument	03100

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	May 8, 2017
Property Address	1133 NC HIGHWAY 60, MURPHY, NC 28906-7880
Document Number	01560/0073
Book / Page	01560 / 0073
Instrument Date	May 4, 2017
Instrument	01974
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,237.00	$172,940 (+5.68%)	$172,940 (+5.68%) Land $17,740 Building $155,200
2023		$163,640	$163,640 Land $17,740 Building $145,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NC Highway 60

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