905 Narrative Ln, Durham, NC 27703 Property Records

Durham County property record for 905 Narrative Ln, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,762 sqft · built 2019
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$553,500 (Nov 2019)
Tax Bill$8,210 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN0748-94-6436

Property Details

APN / Parcel Number

Primary APN0748-94-6436
Alternative APNs
  • 0748-94-64-3679
  • 224783

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,762 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCape Cod
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address905 NARRATIVE LN
CityDURHAM
StateNC
Zip27703-0680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 4.733
Legal DescriptionCREEKSIDE AT BETHPAGE/PH: 04/LT#448 SALINGER TR-LO PL:000200-000103
Legal SubdivisionCREEKSD BETHPAGE
Legal Phase4
Legal Lot Number448
JurisdictionDURHAM NC
Township / Civil DivisionTRIANGLE
Census Block Group2
Census Block2018
Census Tract2038

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address905 NARRATIVE LN, DURHAM, NC 27703-0680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2023Warranty Deed, Transfer · VA Mortgage
LOW VA RATES LLC
Nov 22, 2019Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2019 · Amount on Record
Deed SaleNov 22, 2019 · Amount on Record
Deed Document Number201943527
Deed Book / Page8809 / 32
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJul 7, 2023
Property Address905 NARRATIVE LN, DURHAM, NC 27703-0680
Document Number0099470708
Book / Page9947 / 708
Map ReferenceMB 200 PG 95-106
Instrument DateJun 30, 2023
Instrument2023067158
Transaction TypeTransfer
Record UpdatedJul 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 BARONET CT, DURHAM, NC 27713-3143

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 NARRATIVE LN, DURHAM, NC 27703-0680

Mortgage

Document Number2023067159
DateJul 7, 2023
Instrument2023067159
Lender
NameLOW VA RATES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateNov 22, 2019
Property Address905 NARRATIVE LN, DURHAM, NC 27703-0680
Document Number0088090032
Book / Page008809 / 000032
Instrument DateNov 22, 2019
Instrument43527
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,107.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address905 NARRATIVE LN DURHAM NC 27703, DURHAM, NC 27703

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,210.00 (+2.52%)$807,916 (-) Land $121,800 Building $686,116$807,916 (-) Land $121,800 Building $686,116
2025$8,008.00 (+23.09%)$807,916 (+62.65%) Land $121,800 Building $686,116$807,916 (+62.65%) Land $121,800 Building $686,116
2023$6,506.00 (+2.34%)$496,717 (-) Land $87,300 Building $409,417$496,717 (-) Land $87,300 Building $409,417
2022$6,357.00$496,717 Land $87,300 Building $409,417$496,717 Land $87,300 Building $409,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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