Durham County property record for 903 Narrative Ln, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,933 sqft · built 2019 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $503,000 (Jan 2020) |
| Tax Bill | $6,961 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0748-94-6571 |
| Primary APN | 0748-94-6571 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,933 sqft Heated Area |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Cape Cod |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 903 NARRATIVE LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-0680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 4.733 |
| Legal Description | CREEKSIDE AT BETHPAGE/PH: 04/LT#449 WHIT CA-GR BD PL:000200-000103 |
| Legal Subdivision | CREEKSD BETHPAGE |
| Legal Phase | 04 |
| Legal Lot Number | 449 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2038 |
Source: Durham County records · APN 0748-94-6571
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 903 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 09, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2020 · Amount on Record |
| Deed Sale | Jan 09, 2020 · Amount on Record |
| Deed Document Number | 0008845416 |
| Deed Book / Page | 8845 / 416 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 903 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088920483 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 8892/483 |
| Instrument | 2020009378 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jan 09, 2020 |
| Property Address | 903 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Document Number | 0088450416 |
| Book / Page | 008845 / 000416 |
| Instrument Date | Jan 09, 2020 |
| Instrument | 978 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 903 NARRATIVE LN DURHAM NC 27703, DURHAM, NC 27703 |
| Document Number | 88450418 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 008845/000418 |
| Instrument | 979 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 08, 2035 |
Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,961.00 (+19.58%) | $702,269 (+58.03%) Land $121,800 Building $580,469 | $702,269 (+58.03%) Land $121,800 Building $580,469 |
| 2023 | $5,821.00 (+2.36%) | $444,396 Land $86,850 Building $357,546 | $444,396 Land $86,850 Building $357,546 |
| 2022 | $5,687.00 |
Source: FEMA National Flood Hazard Layer as of June 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURHAM serves 333,490 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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