Clay County property record for 905 N Saunders Ave, Sutton, NE 68979
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,691 sqft · built 1890 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3673-00-0-77030-003-8478 |
| Primary APN | 3673-00-0-77030-003-8478 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,691 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 150 ft deep x 88 ft wide |
| Driveway | Driveway |
| Driveway Area | 1,424 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 98 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 905 N SAUNDERS AVE |
|---|---|
| City | SUTTON |
| State | NE |
| Zip | 68979-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 3 & 4 BLK 3 NORTH ADD SUTTON CITY |
| Legal Subdivision | NORTH ADD |
| Legal Block | 3 |
| Legal Lot Number | 3,4 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | SUTTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 962100 |
Source: Clay County records · APN 3673-00-0-77030-003-8478
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 197, SUTTON, NE 68979-0197 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ASTRA BANK |
| Aug 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK |
| Aug 28, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2008 |
| Deed Sale | May 29, 2008 |
| Deed Book / Page | 124 / 50 |
| Last Transfer Date | Aug 24, 2020 |
| Transfer Doc | 000133/284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 905 N SAUNDERS AVE, SUTTON, NE 68979-2513 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000268/29 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 268/29 |
| Instrument | 2022-00042 |
| Name | ASTRA BANK |
|---|---|
| Type | Bank |
| Address | HAYS, KS 67601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 905 N SAUNDERS AVE, SUTTON, NE 68979-2513 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000257/13 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 257/13 |
| Instrument | 2019-00805 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NE |
| Recording Date | Aug 28, 2020 |
| Property Address | 905 N SAUNDERS AVE, SUTTON, NE 68979-2513 |
| Document Number | 000133/284 |
| Book / Page | 133 / 284 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020-00904 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| Municipality | Sutton City |
| Unified School District | Sutton Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,490 (+14.61%) Land $11,920 Building $70,570 | $82,490 (+14.61%) Land $11,920 Building $70,570 | |
| 2025 | Homeowner's exemption | $71,975 (+16.14%) Land $5,960 Building $66,015 | $71,975 (+16.14%) Land $5,960 Building $66,015 |
| 2023 | Homeowner's exemption | $61,970 Land $5,960 Building $56,010 | $61,970 Land $5,960 Building $56,010 |
Source: FEMA National Flood Hazard Layer as of July 4, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Glenwood Telephone Membership Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: AMG Technology Investment Group, T-Mobile USA, Zito West Holding.
Based on FCC filings for 56 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SUTTON serves 1,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.63 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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