901 N Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 901 N Saunders Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,504 sqft · built 1916
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2023)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3673-00-0-77030-003-8479`

Property Details

APN / Parcel Number

Primary APN	`3673-00-0-77030-003-8479`
Alternative APN	`000847900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	776 sqft
Basement Area	1,383 sqft
Finished Basement	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	88 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	901 N SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	E1/2 LOT 5 & 6 BLK 3 NORTH ADD SUTTON CITY
Legal Subdivision	NORTH ADD
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3024
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	901 N SAUNDERS AVE, SUTTON, NE 68979-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 5, 2023	Personal Representative Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit ASTRA BANK
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASTRA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Dec 2, 2005 · Amount on Record
Deed Document Number	2023936
Deed Book / Page	136 / 291
Prior Transfer Date	Sep 19, 2023
Prior Transfer Doc	000136/291
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	901 N SAUNDERS AVE, SUTTON, NE 68979-2513
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501054
Date	Oct 23, 2025
Instrument	202501054

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CLAY NE
Recording Date	Oct 5, 2023
Property Address	901 N SAUNDERS AVE, SUTTON, NE 68979-2513
Document Number	000136/291
Book / Page	136 / 291
Instrument Date	Sep 19, 2023
Instrument	2023-00936
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	NOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202300937
Date	Oct 5, 2023
Instrument	2023-00937

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	901 N SAUNDERS AVE, SUTTON, NE 68979-2513
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000254/024
Date	Sep 17, 2018
Book Page	254/024
Instrument	2018-00838

Lender

Name	ASTRA BANK
Type	Bank
Address	HAYS, KS 67601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 10, 2028

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	901 N SAUNDERS AVE, SUTTON, NE 68979-2513
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000225/216
Date	Apr 22, 2019
Book Page	225/216
Instrument	2019-00413

Lender

Name	ASTRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,890 (+9.53%) Land $6,600 Building $121,290	$127,890 (+9.53%) Land $6,600 Building $121,290
2025	$1,693.00 (-10.23%)	$116,765 (+15.48%) Land $3,300 Building $113,465	$116,765 (+15.48%) Land $3,300 Building $113,465
2023	$1,886.00 (+37.66%)	$101,115 (+36.23%) Land $3,300 Building $97,815	$101,115 (+36.23%) Land $3,300 Building $97,815
2022	$1,370.00	$74,225 Land $2,330 Building $71,895	$74,225 Land $2,330 Building $71,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Zito Media.

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