905 Mercer Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 905 Mercer Dr, Hagerstown, MD 21742

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,336 sqft · built 2005
Lot Size0.046 acres (2,000 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Aug 2009)
Tax Bill$1,875 (2026)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-035130

Property Details

APN / Parcel Number

Primary APN21-035130
Alternative APN
  • 035130

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,336 sqft Total Area
Basement Area640 sqft
Finished Basement640 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.046 acres)
Garage TypeBasement
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number035130
Street Address905 MERCER DR
CityHAGERSTOWN
StateMD
Zip21742-4621
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRMED
Legal DescriptionLOT 35 .04 AC 905 MERCER DRIVE FAIRCHILD HGTS TOWNHOMES
Legal SubdivisionFAIRCHILD HEIGHTS TWNHMS
Legal Lot Number35
JurisdictionWASHINGTON MD
Township / Civil Division21, HAGERSTOWN
Census Block Group1
Census Block1006
Census Tract200

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address313 SCARLET CIR, GREENCASTLE, PA 17225-8759
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2009 · Amount on Record
Deed SaleAug 7, 2009 · Amount on Record
Prior SaleAug 7, 2009 · Amount on Record
Deed Document Number20093724
Deed Book / Page3719 / 12
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address905 MERCER DR, HAGERSTOWN, MD 21742-4621
Document Number0062750171
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 SCARLET CIR GREENCASTLE PA 172258759, GREENCASTLE, PA 17225-8759

Mortgage

Document Number0062750171
DateJun 12, 2020
Book Page006275/000171
Lender
NameBANK OF CHARLESTOWN
TypeBank
AddressPO BOX 906, CHARLES TOWN, WV 25414-0906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 11, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,875.00 (+5.4%)$205,867 (+5.41%)$227,000 (+16.23%) Land $40,000 Building $187,000
2025$1,779.00 (+15.37%)$195,300 (+15.86%) Land $40,000 Building $155,300$195,300 (-) Land $40,000 Building $155,300
2023$1,542.00$168,567$195,300 Land $40,000 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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