904 Mercer Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 904 Mercer Dr, Hagerstown, MD 21742

Property Summary

Property Type	Townhouse
Details	3 ba · 2,044 sqft · built 2022
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2024)
Tax Bill	$2,550 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-034789`

Property Details

APN / Parcel Number

Primary APN	`21-034789`
Alternative APN	`034789`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,044 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Built-in
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034789
Street Address	904 MERCER DR
City	HAGERSTOWN
State	MD
Zip	21742-4620
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	LOT 2 .04 AC 904 MERCER DR FAIRCHILD HGTS TOWNHOMES
Legal Subdivision	FAIRCHILD HEIGHTS TWNHMS
Legal Lot Number	2
Jurisdiction	WASHINGTON MD
Township / Civil Division	21, HAGERSTOWN
Census Block Group	1
Census Block	1006
Census Tract	200

Owner

904 Mercer Dr, a townhouse, is owned and occupied by an individual who bought it in October 2024.

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	904 MERCER DR, HAGERSTOWN, MD 21742-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES
Jun 13, 2022	Deed, Subdivision Related Transfer · FHA Mortgage PRIMELENDING
Aug 25, 2021	Deed, Construction Loan KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Jun 13, 2022 · Amount on File
Deed Book / Page	7553 / 140
Prior Transfer Date	Nov 28, 2012
Prior Transfer Doc	0044260221
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	904 MERCER DR, HAGERSTOWN, MD 21742-4620
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MERCER DR, HAGERSTOWN, MD 21742-4620

Mortgage

Document Number	0078460042
Date	Jan 22, 2026
Book Page	7846/42

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	904 MERCER DR, HAGERSTOWN, MD 21742-4620
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MERCER DR, HAGERSTOWN, MD 21742-4620

Mortgage

Document Number	0072300311
Date	Apr 19, 2023
Book Page	7230/311

Lender

Name	US BANK FULFILLMENT SERVICES
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jul 1, 2052

June 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 13, 2022
Property Address	904 MERCER DR, HAGERSTOWN, MD 21742-4620
Document Number	0070340377
Book / Page	7034 / 377
Map Reference	PL 7619-7621
Instrument Date	Jun 1, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	KEYSTONE TTL STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MERCER DR, HAGERSTOWN, MD 21742-4620

Mortgage

Document Number	0070340387
Date	Jun 13, 2022
Instrument	7034-0387

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0070340408
Date	Jun 13, 2022
Book Page	7034/408

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 25, 2021
Property Address	904 MERCER DR, HAGERSTOWN, MD 21742-4620
Document Number	0067370072
Book / Page	6737 / 72
Map Reference	PL 7619
Instrument Date	Aug 3, 2021
Transaction Type	Construction Loan
Record Updated	Aug 15, 2022
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 904 Mercer Dr was $2,550 with a homeowner's exemption, up 5.2% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,550.00 (+5.24%) Homeowner's exemption	$284,233 (+6.85%)	$320,700 (+20.56%) Land $55,000 Building $265,700
2025	$2,423.00 Homeowner's exemption	$266,000 Land $55,000 Building $211,000	$266,000 Land $55,000 Building $211,000
2023	$1,995.00	$218,067	$266,000 Land $55,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Mercer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Mercer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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