Cape May County and Lower Township property record for 905 Main St, Cape May, NJ 08204 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,129 sqft · built 1963 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Oct 1995) |
| Tax Bill | $2,989 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2020 Line of Credit |
| APN | 05-00483-0000-00024 |
| Primary APN | 05-00483-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,129 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Street Address | 905 MAIN ST |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ERMA PARK |
| Legal Block | 483 |
| Legal Lot Number | 24 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 21702 |
Source: Cape May County and Lower Township records · APN 05-00483-0000-00024
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 905 MAIN ST, CAPE MAY, NJ 08204-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 1995 · Amount on Record |
| Deed Sale | Oct 16, 1995 · Amount on Record |
| Prior Sale | Jun 28, 1991 · Amount on Record |
| Deed Book / Page | 2632 / 265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 905 MAIN ST, CAPE MAY, NJ 08204-4813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000025267 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | M6688/165 |
| Instrument | 2023025267 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 905 MAIN ST, CAPE MAY, NJ 08204-4813 |
| Document Number | 0062760887 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 905 MAIN ST CAPE MAY NJ 082044813, CAPE MAY, NJ 08204-4813 |
| Document Number | 0062760887 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 006276/000887 |
| Instrument | 40427 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Lower Township records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,900 (-) Land $80,700 Building $66,200 | $146,900 (-) Land $80,700 Building $66,200 | |
| 2025 | $146,900 (-) Land $80,700 Building $66,200 | $146,900 (-) Land $80,700 Building $66,200 | |
| 2024 | $2,989.00 (+4.73%) | ||
| 2023 | $146,900 Land $80,700 Building $66,200 | $146,900 Land $80,700 Building $66,200 | |
| 2022 | $2,854.00 |
Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090217022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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