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913 Main St, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 913 Main St, Cape May, NJ 08204 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,032 sqft · built 1964
Lot Size0.193 acres (8,398 sqft)
OwnerIndividual Name on File
Last Sale$449,900 (Jun 2026)
Tax Bill$3,337 (2024)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2020 Mortgage
APN05 00483-0000-00028

Property Details

APN / Parcel Number

Primary APN05 00483-0000-00028
Alternative APNs
  • 05-00483-0000-00028-01
  • 050048300028

Interior

Stories1 Story
Building Area1,032 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Construction TypeFrame
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number0500483000000028
Street Address913 MAIN ST
CityCAPE MAY
StateNJ
Zip08204-4813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL34
Legal SubdivisionERMA PARK
Legal Block483
Legal Lot Number28.1
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group2
Census Block2023
Census Tract21702

Owner

Source: Cape May County and Lower Township records · APN 05 00483-0000-00028

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address913 MAIN ST, CAPE MAY, NJ 08204-4813
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Bargain and Sale Deed, Transfer · FHA Mortgage
CITIZENS BANK INC
Nov 14, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleJun 11, 2003 · Amount on Record
Deed Document Number202699545
Deed Book / Page4286 / 599
Record UpdatedSep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCAPE MAY NJ
Recording DateJun 11, 2026
Property Address913 MAIN ST, CAPE MAY, NJ 08204-4813
Document Number0000099545
Book / Page4286 / 599
Instrument DateJun 04, 2026
Instrument202699545
Transaction TypeTransfer
Record UpdatedJun 26, 2026
Title CompanySHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$45,439.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 MAIN ST, CAPE MAY, NJ 08204-4813

Mortgage

Document Number0000099547,
DateJun 11, 2026
Instrument202699547
Lender
NameCITIZENS BANK INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.3%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address913 MAIN ST, CAPE MAY, NJ 08204-4813
Document Number0062850034
Instrument DateNov 14, 2020
Transaction TypeMortgage
Record UpdatedDec 08, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 MAIN ST CAPE MAY NJ 082044813, CAPE MAY, NJ 08204-4813

Mortgage

Document Number0062850034
DateDec 01, 2020
Book Page006285/000034
Instrument42762
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

Tax Assessment & Valuation

Source: Cape May County and Lower Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$143,300 (-) Land $80,700 Building $62,600$143,300 (-) Land $80,700 Building $62,600
2025$143,300 (-12.62%) Land $80,700 Building $62,600$143,300 (-12.62%) Land $80,700 Building $62,600
2024$3,337.00 (+4.74%)
2023$164,000 Land $101,400 Building $62,600$164,000 Land $101,400 Building $62,600
2022$3,186.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090217022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Special Flood Hazard AreaNo
Flood HazardNot mapped
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2010–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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