905 Longfellow Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 905 Longfellow Ave, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 798 sqft · built 1940
Lot Size0.269 acres (11,700 sqft)
Owner2 Individual Names on File
Tax Bill$2,114 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN8913-15-251-037

Property Details

APN / Parcel Number

Primary APN8913-15-251-037

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area798 sqft Living Area
1st Floor Area798 sqft
Basement Area798 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,700 sqft (0.269 acres)
Lot Dimensions117 ft deep x 100 ft wide
Garage TypeMixed
Garage Area680 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address905 LONGFELLOW AVE
CityWATERLOO
StateIA
Zip50703-1716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR DALE PART OF LOT E S 100 FT N 200 FT E 116.85 FT S 1/2
Legal Range13W
Legal Township89N
Legal Section15
Legal SubdivisionCEDAR DALE
Legal Lot NumberE
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2017
Census Tract1600

Owner

905 Longfellow Ave is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address905 LONGFELLOW AVE, WATERLOO, IA 50703-1716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address905 LONGFELLOW AVE, WATERLOO, IA 50703-1716
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400001852
DateAug 8, 2023
Instrument202400001852
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueAug 15, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 905 Longfellow Ave was $2,114 with a homeowner's exemption, up 3.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,114.00 (+3.73%) Homeowner's exemption$129,060 Land $18,800 Building $110,260$129,060 Land $18,800 Building $110,260
2024$2,038.00
2023$117,890 (+28.25%) Land $18,800 Building $99,090$117,890 Land $18,800 Building $99,090
2022$1,824.00 Homeowner's exemption$91,920 Land $18,800 Building $73,120
2021$91,920 Land $18,800 Building $73,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Longfellow Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1978–1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Longfellow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

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