606 Longfellow Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 606 Longfellow Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,887 sqft · built 1947
Lot Size	0.289 acres (12,596 sqft)
Owner	Individual Name on Record
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-15-476-025`

Property Details

APN / Parcel Number

Primary APN	`8913-15-476-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	904 sqft
Attic	Attic
Attic Area	497 sqft
Basement Area	904 sqft
Game Room	Game Room
Flooring	Carpet

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,596 sqft (0.289 acres)
Lot Dimensions	134 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	606 LONGFELLOW AVE
City	WATERLOO
State	IA
Zip	50703-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOASH PARK ADDITION LOT 4 AND 5 BLK 7
Legal Range	13W
Legal Township	89N
Legal Section	15
Legal Subdivision	SOASH PARK ADDITION
Legal Block	7
Legal Lot Number	4,5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1044
Census Tract	1600

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	606 LONGFELLOW AVE, WATERLOO, IA 50703-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 4, 2018	Warranty Deed, Transfer VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	606 LONGFELLOW AVE, WATERLOO, IA 50703-1711
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300000279
Date	Jul 7, 2022
Instrument	202300000279

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.57%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.57%
Index	1-Year CMT
Max Rate	9.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	606 LONGFELLOW AVE, WATERLOO, IA 50703-1711
Transaction Type	Mortgage
Record Updated	Jul 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016909
Date	Mar 31, 2020
Instrument	202000016909

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 4, 2018
Property Address	606 LONGFELLOW AVE, WATERLOO, IA 50703-1711
Document Number	201900003716
Instrument Date	Aug 29, 2018
Instrument	201900003716
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 LONGFELLOW AVE, WATERLOO, IA 50703-1711

Mortgage

Document Number	201900003717
Date	Sep 4, 2018
Instrument	201900003717

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,634.00 (+2.97%) Homeowner's exemption	$154,520 (+8.91%) Land $17,120 Building $137,400	$154,520 (+8.91%) Land $17,120 Building $137,400
2024	$2,558.00 (+17.66%)
2023		$141,880 (+31.5%) Land $17,120 Building $124,760	$141,880 (+31.5%) Land $17,120 Building $124,760
2022	$2,174.00 Homeowner's exemption	$107,890 Land $17,120 Building $90,770
2021			$107,890 Land $17,120 Building $90,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	58 (1983–2016)
Claims Outside the SFHA	17 of 58
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims Severe Storms & Flooding, Aug 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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