905 Lawrence St, Gainesville, TX 76240 Property Records

Cooke County property record for 905 Lawrence St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 695 sqft · built 1940
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,500 (Oct 2020)
Tax Bill	$1,163 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2550-006-00002`

Property Details

APN / Parcel Number

Primary APN	`2550-006-00002`
Alternative APN	`9767`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	695 sqft Living Area
Gross Area	767 sqft
1st Floor Area	695 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Foundation Type	Block
Roof Material	Rolled Roofing
Lot Area	7,501 sqft (0.172 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2550-006-00002
Street Address	905 LAWRENCE ST
City	GAINESVILLE
State	TX
Zip	76240-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONEAL; BLOCK 6; LOT 2
Legal Subdivision	ONEAL
Legal Block	6
Legal Lot Number	2
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1028
Census Tract	500

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 LAWRENCE ST, GAINESVILLE, TX 76240-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Nov 19, 2014
Deed Document Number	20208416
Deed Book / Page	2368 / 835
Prior Transfer Date	Mar 3, 2008
Prior Transfer Doc	1558/568
Record Updated	Oct 29, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 15, 2020
Property Address	905 LAWRENCE ST, GAINESVILLE, TX 76240-3448
Document Number	2368/835
Book / Page	2368 / 835
Instrument Date	Oct 14, 2020
Instrument	8416
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 N 1 35, 4501, GAINESVILLE, TX 76240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 LAWRENCE ST, GAINESVILLE, TX 76240-3448

Mortgage

Document Number	8417
Date	Oct 15, 2020
Instrument	8417

Lender

Name	ANDY AJAM
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2030

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,163.00 (+13.69%)	$55,603 (+13.69%) Land $13,763 Building $41,840	$55,603 (+13.69%) Land $13,763 Building $41,840
2025	$1,023.00 (+11.93%)	$48,909 (-1.94%) Land $13,763 Building $35,146	$48,909 (-1.94%) Land $13,763 Building $35,146
2024	$914.00 (-2.25%)
2023		$49,878 Land $13,763 Building $36,115	$49,878 Land $13,763 Building $36,115
2022	$935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	47 (1989–2020)
Claims Outside the SFHA	5 of 47
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 26 claims Severe Storms, Tornadoes & Flooding, May 1990 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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