831 Lawrence St, Gainesville, TX 76240 Property Records

Cooke County property record for 831 Lawrence St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,378 sqft · built 1950
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on Record
Last Sale	$166,500 (Sep 2025)
Tax Bill	$3,246 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`2550-007-00008`

Property Details

APN / Parcel Number

Primary APN	`2550-007-00008`
Alternative APN	`6283`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,378 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,090 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2550-007-00008
Street Address	831 LAWRENCE ST
City	GAINESVILLE
State	TX
Zip	76240-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONEAL; 2550; BLOCK 7; LOT 8 E 110'; 0.1263
Legal Subdivision	ONEAL
Legal Block	7
Legal Lot Number	8
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4003
Census Tract	500

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 LAWRENCE ST, GAINESVILLE, TX 76240-3446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NATIONAL BANK & TRUST
Apr 10, 2024	Warranty Deed, Transfer HOWETH TITLE COMPANY
Apr 10, 2024	Warranty Deed, Transfer HOWETH TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Apr 10, 2024
Deed Document Number	20256739
Deed Book / Page	2736 / 39
Prior Transfer Date	Mar 22, 2009
Prior Transfer Doc	001628/563
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	831 LAWRENCE ST, GAINESVILLE, TX 76240-3446
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11504 MARION RD 3207, 3207, SANGER, TX 76266-3235

Mortgage

Document Number	0002736/43
Date	Sep 23, 2025
Book Page	2736/43
Instrument	2025-6740

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Apr 10, 2024
Property Address	831 LAWRENCE ST, GAINESVILLE, TX 76240-3446
Document Number	0002638/67
Book / Page	2638 / 67
Instrument Date	Apr 9, 2024
Instrument	2024-2391
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	831 LAWRENCE ST, GAINESVILLE, TX 76240-3446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2292 PRAIRIE WIND PATH, LEWISVILLE, TX 75056-4363

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Apr 10, 2024
Property Address	831 LAWRENCE ST, GAINESVILLE, TX 76240-3446
Document Number	0002638/67
Book / Page	2638 / 67
Instrument Date	Apr 9, 2024
Instrument	2024-2391
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	831 LAWRENCE ST, GAINESVILLE, TX 76240-3446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2292 PRAIRIE WIND PATH, LEWISVILLE, TX 75056-4363

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,246.00 (+8.34%)	$155,159 (+8.32%) Land $9,924 Building $145,235	$155,159 (+8.32%) Land $9,924 Building $145,235
2025	$2,996.00 (+1,005.54%)	$143,245 (+316.16%) Land $9,924 Building $133,321	$143,245 (+93.62%) Land $9,924 Building $133,321
2024	$271.00
2023		$34,421 Land $9,928 Building $64,054	$73,982 Land $9,928 Building $64,054

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	103 (1981–2009)
Claims Outside the SFHA	6 of 103
Most Recent Claim	May 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 30 claims Severe Storms, Tornadoes & Flooding, May 1990 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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