McLean County property record for 905 Kern St, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 621 sqft · built 1900 |
| Lot Size | 0.166 acres (7,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Dec 2021) |
| Tax Bill | $3,135 (2024) |
| Deeds & Mortgages | Nov 2017 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-33-103-001 |
| Primary APN | 14-33-103-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 621 sqft Living Area |
| 1st Floor Area | 621 sqft |
| Basement Area | 621 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Roof Material | Asphalt |
| Lot Area | 7,214 sqft (0.166 acres) |
| Lot Dimensions | 104 ft deep x 70 ft wide |
| Garage Area | 264 sqft |
| Porch | Enclosed Frame Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 905 KERN ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-3447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | RESUB LOT 15,18 & 20 TO 24 ROGERS SUB LOT 6 NW W1/2 LOT 20 & 21 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 33 |
| Legal Subdivision | ROGERS SUB |
| Legal Lot Number | 15,18 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 301 |
Source: McLean County records · APN 14-33-103-001
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 KERN ST, NORMAL, IL 61761-3447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST FARMERS STATE BANK |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jan 29, 2021 | Warranty Deed, Transfer NOT AVAILABLE, FTC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Jan 29, 2021 · Amount on Record |
| Deed Document Number | 202129670 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 905 KERN ST, NORMAL, IL 61761-3447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700020898 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 2017-00020898 |
| Name | FIRST FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 26, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Dec 17, 2021 |
| Property Address | 905 KERN ST, NORMAL, IL 61761-3447 |
| Document Number | 202100029670 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021-00029670 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 KERN ST, NORMAL, IL 61761-3447 |
| Document Number | 202100029671 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-00029671 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate | 4.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jan 29, 2021 |
| Property Address | 905 KERN ST, NORMAL, IL 61761-3447 |
| Document Number | 202100002170 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2021-00002170 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 356, HUDSON, IL 61748-0356 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,145 (+21.89%) Land $13,545 Building $28,600 | $126,435 (+21.89%) Land $40,635 Building $85,800 | |
| 2024 | $3,135.00 (+5.95%) | ||
| 2023 | $2,959.00 | $34,577 Land $11,113 Building $23,464 | $103,731 Land $33,339 Building $70,392 |
Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Pavlov Media.
Based on FCC filings for 294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAL serves 52,736 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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