McLean County property record for 819 Kern St, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,688 sqft · built 1900 |
| Lot Size | 0.188 acres (8,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Dec 2023) |
| Tax Bill | $5,255 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-33-104-013 |
| Primary APN | 14-33-104-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Basement Area | 406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Roof Material | Asphalt |
| Lot Area | 8,202 sqft (0.188 acres) |
| Lot Dimensions | 58 ft deep x 140 ft wide |
| Garage Area | 864 sqft |
| Porch | Open Frame Porch |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 819 KERN ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Description | RESUB LOT 15,18 & 20 TO 24 ROGERS SUB LOT 6 NW LOT 12 & N6 LOT 13 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 33 |
| Legal Subdivision | ROGERS SUB |
| Legal Tract | 1 |
| Legal Lot Number | 15,18 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 301 |
Source: McLean County records · APN 14-33-104-013
Assessment roll updated April 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 819 KERN ST, NORMAL, IL 61761-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Aug 26, 2022 | Deed of Trust, Mortgage HEARTLAND BANK & TRUST CO |
| Dec 02, 2021 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO |
| Nov 24, 2021 | Warranty Deed, Transfer MCLEAN COUNTY TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on Record |
| Deed Sale | Dec 14, 2023 · Amount on Record |
| Prior Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 202317137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Dec 14, 2023 |
| Property Address | 819 KERN ST, NORMAL, IL 61761-3408 |
| Document Number | 202300017137 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023-00017137 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 KERN ST, NORMAL, IL 61761-3408 |
| Document Number | 202300017138 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023-00017138 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.87% |
| Document Number | 202300017139 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023-00017139 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 819 KERN ST, NORMAL, IL 61761-3408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200015247 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022-00015247 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 51 Months |
| Due | Nov 26, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 819 KERN ST, NORMAL, IL 61761-3408 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100028447 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 2021-00028447 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 26 Months |
| Due | Feb 01, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Nov 24, 2021 |
| Property Address | 819 KERN ST, NORMAL, IL 61761-3408 |
| Document Number | 202100027996 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021-00027996 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2021 |
| Title Company | MCLEAN COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 642 WASHINTON AVE, HADDONFIELD, NJ 08033-3437 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,196 (+21.89%) Land $10,101 Building $67,095 | $231,588 (+21.89%) Land $30,303 Building $201,285 | |
| 2024 | $5,255.00 (-3.04%) | ||
| 2023 | $5,420.00 (+5.47%) | $63,334 (+10.69%) Land $8,287 Building $55,047 | $190,002 (+10.69%) Land $24,861 Building $165,141 |
| 2022 | $5,139.00 | $57,218 Land $7,487 Building $49,731 | $171,654 Land $22,461 Building $149,193 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130003013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 294 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Pavlov Media.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NORMAL serves 52,736 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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