905 Johnson Rd, Spencer, IN 47460 Property Records

Owen County property record for 905 Johnson Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 4,155 sqft · built 1994
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Jul 2022)
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-17-09-200-100.000-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-09-200-100.000-016`
Alternative APN	`00000979994`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,155 sqft Living Area
1st Floor Area	2,853 sqft
Attic	Attic
Attic Area	2,604 sqft
Basement Area	754 sqft
Finished Basement	754 sqft
Game Room	Game Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Terrain	High
Garage Type	Attached
Garage Area	1,302 sqft
Parking Spaces	4 Parking Spaces
Pool Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000979994
Street Address	905 JOHNSON RD
City	SPENCER
State	IN
Zip	47460-7447
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W 1/2 S 1/2 SE NW S9 T9 R3 10A
Legal Range	3
Legal Township	9
Legal Section	9
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1015
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 JOHNSON RD, SPENCER, IN 47460-7447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN WHOLESALE LENDING CO
Aug 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	2022230000
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	0000225959
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	905 JOHNSON RD, SPENCER, IN 47460-7447
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218504
Date	Nov 19, 2019
Instrument	218504

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Jul 13, 2022
Property Address	905 JOHNSON RD, SPENCER, IN 47460-7447
Document Number	0000230000
Instrument Date	Jul 11, 2022
Instrument	230000
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 JOHNSON RD, SPENCER, IN 47460-7447

Mortgage

Document Number	0000230001
Date	Jul 13, 2022
Instrument	230001

Lender

Name	FIRST AMERICAN WHOLESALE LENDING CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Aug 10, 2021
Property Address	905 JOHNSON RD, SPENCER, IN 47460-7447
Document Number	0000225959
Instrument Date	Aug 3, 2021
Instrument	225959
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 JOHNSON RD, SPENCER, IN 47460-7447

Mortgage

Document Number	0000225960
Date	Aug 10, 2021
Instrument	225960

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 (-10.37%) Homeowner's exemption	$553,900 (+13.13%) Land $32,400 Building $521,500	$553,900 (+13.13%) Land $32,400 Building $521,500
2024	$4,059.00 (+2.5%)
2023	$3,960.00 (-8.27%)	$489,600 Land $27,200 Building $462,400	$489,600 Land $27,200 Building $462,400
2022	$4,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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