613 Johnson Rd, Spencer, IN 47460 Property Records

Owen County property record for 613 Johnson Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,023 sqft · built 1976
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$157,937 (Nov 2025)
Tax Bill	$311 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-17-09-200-080.000-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-09-200-080.000-016`
Alternative APN	`00000984233`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	1,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000984233
Street Address	613 JOHNSON RD
City	SPENCER
State	IN
Zip	47460-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW & S 1/2 NW NW S9 T9 R3 .88A
Legal Range	3
Legal Township	9
Legal Section	9
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1015
Census Tract	955900

Owner

Source: Owen County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	613 JOHNSON RD, SPENCER, IN 47460-7446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Deed Document Number	2025241984
Prior Transfer Date	Jan 10, 2018
Prior Transfer Doc	0000213718
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Recording Date	Jul 6, 2026
Property Address	613 JOHNSON RD, SPENCER, IN 47460-7446
Document Number	0000244183
Instrument Date	Jun 30, 2026
Instrument	2026244183
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 JOHNSON RD, SPENCER, IN 47460-7446

Mortgage

Document Number	0000244183,
Date	Jul 6, 2026
Instrument	2026244183

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Nov 19, 2025
Property Address	613 JOHNSON RD, SPENCER, IN 47460-7446
Document Number	0000241984
Instrument Date	Nov 11, 2025
Instrument	241984
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 JOHNSON RD, SPENCER, IN 47460-7446

Mortgage

Date	Nov 19, 2025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Aug 8, 2018
Property Address	613 JOHNSON RD, SPENCER, IN 47460-7446
Document Number	0000213718
Instrument Date	Jan 10, 2018
Instrument	213718
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	613 JOHNSON RD, SPENCER, IN 47460-7446

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$311.00 (-2.2%) Homeowner's exemption	$92,600 (+7.8%) Land $29,000 Building $63,600	$92,600 (+7.8%) Land $29,000 Building $63,600
2024	$318.00 (+12.77%) Homeowner's exemption	$85,900 (+6.31%) Land $24,200 Building $61,700	$85,900 (+6.31%) Land $24,200 Building $61,700
2023	$282.00 (-25.79%)	$80,800 (-0.62%) Land $24,200 Building $56,600	$80,800 (-0.62%) Land $24,200 Building $56,600
2022	$380.00	$81,300 Land $24,200 Building $57,100	$81,300 Land $24,200 Building $57,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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