905 Ghostley Ln N, Champlin, MN 55316 Property Records

Hennepin County property record for 905 Ghostley Ln N, Champlin, MN 55316 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1990
Square Footage1,544 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$366,000 (2022)
Tax Bill$4,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-120-21-31-0056

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,544 sqft Living Area
Gross Area2,464 sqft Gross Area
1st Floor1,544 sqft 1st Floor
Basement Area480 sqft Basement
Family RoomFamily Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1990
Architectural StyleRanch Style
Exterior MaterialComposition/Composite Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,632 sqft (0.29 acres)
Depth X Width150 ft x 85 ft Depth x Width
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area216 sqft Deck
Patio Area216 sqft Patio
ViewLake View

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemFloor/Wall Furnace Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address905 GHOSTLEY LN N
CityCHAMPLIN
StateMN
Zip55316-1605
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 006 BLOCK 001 A ELM CREEK TERRACE 85. X 149.59
Legal Range21
Legal Township120
Legal Section19
Legal Quarter31
Legal SubdivisionELM CREEK TERRACE
Legal Block1
Legal Lot Number6
JurisdictionHENNEPIN MN
Minor Civil DivisionCHAMPLIN
Census Blockgroup1
Census Block1021
Census Tract26903

Owner

Source: Hennepin County records · APN 19-120-21-31-0056

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FINANCE OF AMERICA MTG
Jan 02, 2019Warranty Deed, Transfer
ENVOY MTG
Jul 26, 2018Trustee's Deed, Construction Loan · Building or Construction Mortgage
SUPERIOR FINANCING
Apr 05, 2018Grant Deed, Construction Loan · Building or Construction Mortgage
SUPERIOR FINANCING
Mar 16, 2018Quit Claim Deed, Construction Loan · Building or Construction Mortgage
ALABAMA 2 LLC
Jun 15, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2022 · Amount on Record
Deed SaleJun 23, 2022 · Amount on Record
Prior SaleMay 11, 2022 · Amount on Record
Deed Doc Number20225954343
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateJun 23, 2022
Property Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605
Document Number00T5954343
Instrument DateMay 20, 2022
InstrumentT5954343
Transaction TypeTransfer
Record UpdatedJul 04, 2022
Title CompanyGCS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,207.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605

Mortgage

Document Number00T5954344
DateJun 23, 2022
InstrumentT5954344
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJun 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.37%
IndexOther
Max Rate9.37%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605
Document Number0005654879
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 GHOSTLEY LN N CHAMPLIN MN 553161605, CHAMPLIN, MN 55316-1605

Mortgage

Document Number0005654879
DateOct 21, 2019
Instrument5654879
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 20, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateJan 02, 2019
Property Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605
Document Number0005586092
Instrument DateDec 19, 2018
Instrument5586092
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyWEST TITLE COMPANY, WEST TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 GHOSTLEY LN N CHAMPLIN MN 553161605, CHAMPLIN, MN 55316-1605

Mortgage

Document Number5586093
DateJan 02, 2019
Instrument5586093
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHENNEPIN MN
Recording DateJul 26, 2018
Property Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605
Instrument DateJul 24, 2018
Instrument5548693
Transaction TypeConstruction Loan
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3033 EXCELSIOR BLVD #100 MINNEAPOLIS MN 554164673, 100, MINNEAPOLIS, MN 55416-4673
InvestorPossibly a Property Investor

Mortgage

Document Number0005548693
DateJul 26, 2018
Instrument5548693
Lender
NameSUPERIOR FINANCING
TypeFunding / Finance Company
AddressBLOOMINGTON, MN 55420
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 25, 2019

April 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionHENNEPIN MN
Recording DateApr 05, 2018
Property Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605
Document Number0005521450
Instrument DateMar 28, 2018
Instrument5521450
Transaction TypeConstruction Loan
Record UpdatedMay 11, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$186.57
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3033 EXCELSIOR BLVD #100 MINNEAPOLIS MN 554164673, 100, MINNEAPOLIS, MN 55416-4673

Mortgage

Document Number5521451
DateApr 05, 2018
Instrument5521451
Lender
NameSUPERIOR FINANCING
TypeFunding / Finance Company
AddressBLOOMINGTON, MN 55420
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 04, 2019

March 2018: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionHENNEPIN MN
Recording DateMar 16, 2018
Property Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605
Document Number0005517573
Instrument DateMar 15, 2018
Instrument5517573
Transaction TypeConstruction Loan
Record UpdatedApr 17, 2018
Title CompanyTITLE RECORDING SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1.70
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3033 EXCELSIOR BLVD #100 MINNEAPOLIS MN 554164673, 100, MINNEAPOLIS, MN 55416-4673

Mortgage

Document Number5517574
DateMar 16, 2018
Instrument5517574
Lender
NameALABAMA 2 LLC
Address3033 EXCELSIOR BLVD # 100, MINNEAPOLIS, MN 55416-4673
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 15, 2019

June 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionHENNEPIN MN
Recording DateJun 15, 2017
Property Address905 GHOSTLEY LN N, CHAMPLIN, MN 55316-1605
Document Number0005451015
Instrument DateJun 15, 2017
Instrument5451015
Transaction TypeTransfer
Record UpdatedJul 04, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 GHOSTLEY LN N CHAMPLIN MN 553161605, CHAMPLIN, MN 55316-1605

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,033.00 (+13.73%)$342,000 (+6.88%) Land $84,000 Building $258,000$342,000 (+6.88%) Land $84,000 Building $258,000
2023$3,546.00 Homeowner's exemption
2022$320,000 Land $78,000 Building $242,000$320,000 Land $78,000 Building $242,000

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