Hennepin County property record for 815 Ghostley Ln N, Champlin, MN 55316 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,902 sqft · built 1974 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Dec 2025) |
| Tax Bill | $4,826 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-120-21-31-0053 |
| Primary APN | 19-120-21-31-0053 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 3,596 sqft |
| 1st Floor Area | 1,392 sqft |
| 2nd Floor Area | 510 sqft |
| Basement Area | 974 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 149 ft deep x 85 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 160 sqft |
| Patio Area | 136 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 815 GHOSTLEY LN N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLOCK 001 A ELM CREEK TERRACE 85 X 149.41 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 19 |
| Legal Quarter | 31 |
| Legal Subdivision | ELM CREEK TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 26903 |
Source: Hennepin County records · APN 19-120-21-31-0053
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 GHOSTLEY LN N, CHAMPLIN, MN 55316-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Dec 01, 2025 | Warranty Deed, Transfer · VA Mortgage MAGNOLIA BANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2025 · Amount on Record |
| Deed Sale | Dec 01, 2025 · Amount on Record |
| Prior Sale | Dec 12, 2003 · Amount on Record |
| Deed Document Number | 20256173181 |
| Prior Transfer Date | Aug 28, 2025 |
| Prior Transfer Doc | 0006173181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 29, 2026 |
| Property Address | 815 GHOSTLEY LN N, CHAMPLIN, MN 55316-1603 |
| Document Number | 0006209874 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20266209874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 815 GHOSTLEY LN N, CHAMPLIN, MN 55316-1603 |
| Document Number | 0006209874, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20266209874 |
| Name | MAGNOLIA BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 01, 2025 |
| Property Address | 815 GHOSTLEY LN N, CHAMPLIN, MN 55316-1603 |
| Document Number | 00T6173181 |
| Instrument Date | Aug 28, 2025 |
| Instrument | T6173181 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 815 GHOSTLEY LN N, CHAMPLIN, MN 55316-1603 |
| Name | Verified Name |
|---|---|
| Address | 815 GHOSTLEY LN N, CHAMPLIN, MN 55316-1603 |
| Document Number | 00T6173182 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | T6173182 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 815 GHOSTLEY LN N, CHAMPLIN, MN 55316-1603 |
| Document Number | 0005784712 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 GHOSTLEY LN N CHAMPLIN MN 553161603, CHAMPLIN, MN 55316-1603 |
| Document Number | 0005784712 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 5784712 |
| Name | MAGNOLIA BK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2050 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,826.00 (+3.9%) Homeowner's exemption | $402,000 (+1.31%) Land $84,000 Building $318,000 | $402,000 (+1.31%) Land $84,000 Building $318,000 |
| 2024 | $4,645.00 (+9.27%) | $396,800 (+4.97%) Land $87,000 Building $309,800 | $396,800 (+4.97%) Land $87,000 Building $309,800 |
| 2023 | $4,251.00 Homeowner's exemption | ||
| 2022 | $378,000 Land $78,000 Building $300,000 | $378,000 Land $78,000 Building $300,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530269031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2001–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2003, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Lumen Technologies | DSL | 140 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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