Shiawassee County property record for 905 E Exchange St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $216,500 (2026) |
| Tax Bill | $2,097.00 (2025) |
| Primary APN | 050-380-003-004-00 |
|---|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|
| Street Address | 905 E EXCHANGE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3245 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 88' LOT 3 & N 3' OF W 44' OF E 176' OF LOT 3 BLK 3 LAUBENGAYERS ADD |
| Legal Subdivision | LAUBENGAYERS ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | OWOSSO |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-380-003-004-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1637 LAKE DR, 73, HASLETT, MI 48840-8451 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Deed Doc Number | 20263403746 |
| Deed Book / Page | 1339 / 167 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 29, 2026 |
| Property Address | 905 E EXCHANGE ST, OWOSSO, MI 48867-3245 |
| Document Number | 0003403746 |
| Book / Page | 1339 / 167 |
| Instrument Date | May 19, 2026 |
| Instrument | 20263403746 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $188,051.90 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 21, 2026 |
| Property Address | 905 E EXCHANGE ST, OWOSSO, MI 48867-3245 |
| Document Number | 0003403539 |
| Book / Page | 1338 / 959 |
| Instrument Date | May 19, 2026 |
| Instrument | 20263403539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0003403539, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 1338/959 |
| Instrument | 20263403539 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,900 (+11.98%) | $173,800 (+11.98%) | |
| 2025 | $2,097.00 (+4.9%) Homeowner's exemption | $77,600 (+20.68%) | $155,200 (+20.68%) |
| 2024 | $1,999.00 | ||
| 2023 | $1,999.00 Homeowner's exemption | $64,300 | $128,600 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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