825 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 825 E Exchange St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1947
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Jan 2023 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`050-380-003-020-00`

Property Details

APN / Parcel Number

Primary APN	`050-380-003-020-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	225 sqft
Unfinished Basement	225 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	825 E EXCHANGE ST
City	OWOSSO
State	MI
Zip	48867-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 3 LAUBENGAYERS ADDN EXC THE N 110' THEREOF
Legal Subdivision	LAUBENGAYERS ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4000
Census Tract	30500

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	920 N VERNON AVE, FLINT, MI 48506-3834
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Construction Mortgage BEACH PARK PARTNERS LLC
Jan 27, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2022	Warranty Deed, Transfer NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES
Mar 10, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2022	Warranty Deed, Transfer
Jul 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 19, 2023
Transfer Doc	0013030902
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	825 E EXCHANGE ST, OWOSSO, MI 48867-3213
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N VERNON AVE, FLINT, MI 48506-3834

Mortgage

Document Number	0013150096
Date	Mar 14, 2024
Book Page	1315/96
Instrument	3379343

Lender

Name	BEACH PARK PARTNERS LLC
Type	Non-Lending Institution
Address	PO BOX 10066, TAMPA, FL 33679

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 27, 2023
Property Address	825 E EXCHANGE ST, OWOSSO, MI 48867-3213
Document Number	0013030902
Book / Page	1303 / 902
Map Reference	LB 1 PG 100
Instrument Date	Jan 19, 2023
Instrument	3367982
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1348, LEXINGTON, SC 29071-1348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 BROADWAY STE 704, 704, NEW YORK, NY 10036-4055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 29, 2022
Property Address	825 E EXCHANGE ST, OWOSSO, MI 48867-3213
Document Number	0012940396
Book / Page	1294 / 396
Instrument Date	Mar 10, 2022
Instrument	3358310
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 MELROSE DR STE 130, 3115, CARLSBAD, CA 92010-6690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N VERNON AVE, FLINT, MI 48506-3834

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 10, 2022
Property Address	825 E EXCHANGE ST, OWOSSO, MI 48867-3213
Document Number	0012930686
Book / Page	1293 / 686
Map Reference	LB 1 PG 1000
Instrument Date	Dec 27, 2021
Instrument	3357588
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1348, LEXINGTON, SC 29071-1348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1348, LEXINGTON, SC 29071-1348

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 22, 2022
Property Address	825 E EXCHANGE ST, OWOSSO, MI 48867-3213
Document Number	0012930113
Book / Page	1293 / 113
Map Reference	LB 1 PG 100
Instrument Date	Dec 15, 2021
Instrument	3357014
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 BERRYHILL RD STE 200, 16, COLUMBIA, SC 29210-6433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 MELROSE DR STE 130, 130, CARLSBAD, CA 92010-6690
Investor	Possibly a Property Investor

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 31, 2017
Property Address	825 E EXCHANGE ST, OWOSSO, MI 48867-3213
Document Number	0012360812
Book / Page	001236 / 000812
Instrument Date	Jul 17, 2017
Instrument	3300122
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 BERRYHILL RD #200 COLUMBIA SC 292106433, 200, COLUMBIA, SC 29210-6433

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,800 (+7.9%)	$125,600 (+7.9%)
2025	$3,149.00 (-1.32%) Homeowner's exemption Additional exemption filed	$58,200 (+21%)	$116,400 (+21%)
2023	$3,191.00 Homeowner's exemption Additional exemption filed	$48,100	$96,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	13 (1981–2004)
Claims Outside the SFHA	1 of 13
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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